243 Congdon St E, Middletown, CT 06457 Property Records

Middletown City property record for 243 Congdon St E, Middletown, CT 06457

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,475 sqft · built 2001
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$353,370 (Jan 2020)
Tax Bill	$12,857 (2026)
Deeds & Mortgages	Aug 2021 Refinance Aug 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`MTWN M:11 L:0471`

Property Details

APN / Parcel Number

Primary APN	`MTWN M:11 L:0471`
Alternative APN	`R14307`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,475 sqft Living Area
Gross Area	4,992 sqft
1st Floor Area	1,132 sqft
Attic	Attic
Attic Area	528 sqft
Basement Area	1,132 sqft
Unfinished Basement	1,132 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R14307
Street Address	243 CONGDON ST E
City	MIDDLETOWN
State	CT
Zip	06457-2064
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Lot Number	471
Jurisdiction	MIDDLETOWN CT
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2003
Census Tract	541200

Owner

Source: Middletown City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	243 CONGDON ST E, MIDDLETOWN, CT 06457-2064
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION
Aug 13, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION
Aug 13, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION
Feb 11, 2020	Quit Claim Deed, Transfer UNKNOWN
Jan 22, 2020	Warranty Deed, Transfer · Conventional with PMI CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2020 · Amount on Record
Deed Sale	Jan 22, 2020 · Amount on Record
Prior Sale	Sep 14, 2005 · Amount on Record
Deed Document Number	20203510620003
Deed Book / Page	1961 / 850
Last Transfer Date	Jul 2, 2021
Transfer Doc	002017-181
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	243 CONGDON ST E, MIDDLETOWN, CT 06457-2064
Transaction Type	Mortgage
Record Updated	Oct 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002017-166
Date	Aug 13, 2021
Book Page	2017/166
Instrument	3636350015

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Aug 13, 2021
Property Address	243 CONGDON ST E, MIDDLETOWN, CT 06457-2064
Document Number	2017-163
Book / Page	2017 / 163
Instrument Date	Jul 2, 2021
Instrument	3636340003
Transaction Type	Transfer
Record Updated	Aug 26, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 CONGDON ST E, MIDDLETOWN, CT 06457-2064

Mortgage

Document Number	2017-166
Date	Aug 13, 2021
Book Page	2017/166
Instrument	3636350015

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Aug 13, 2021
Property Address	243 CONGDON ST E, MIDDLETOWN, CT 06457-2064
Document Number	002017-181
Book / Page	2017 / 181
Instrument Date	Jul 2, 2021
Instrument	3636360003
Transaction Type	Transfer
Record Updated	Jul 24, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 CONGDON ST E, MIDDLETOWN, CT 06457-2064

Mortgage

Document Number	3636350015
Date	Aug 13, 2021
Instrument	3636350015

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Feb 11, 2020
Property Address	243 CONGDON ST E, MIDDLETOWN, CT 06457-2064
Document Number	1963-179
Book / Page	001963 / 000179
Instrument Date	Jan 15, 2020
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 CONGDON ST E MIDDLETOWN CT 064572064, MIDDLETOWN, CT 06457-2064

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Jan 22, 2020
Property Address	243 CONGDON ST E, MIDDLETOWN, CT 06457-2064
Document Number	1961-850
Book / Page	001961 / 000850
Instrument Date	Jan 15, 2020
Transaction Type	Transfer
Record Updated	Feb 11, 2020
Title Company	UNKNOWN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$353.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 CONGDON ST E MIDDLETOWN CT 064572064, MIDDLETOWN, CT 06457-2064

Mortgage

Document Number	1961-853
Date	Jan 22, 2020
Book Page	001961/000853

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2050

Tax Assessment & Valuation

Source: Middletown City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Middletown City
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,857.00 (+4.89%)	$315,120 (-) Land $80,370 Building $234,750	$570,292 (+158.54%)
2025		$315,120 (-) Land $80,370 Building $234,750	$220,584 Land $56,259 Building $164,325
2024	$12,258.00 (+5.71%)	$315,120 (+3.13%) Land $80,370 Building $234,750
2023	$11,596.00 (+17.92%)	$305,550 (+36.71%) Land $80,370 Building $225,180
2022	$9,834.00	$223,500 Land $53,580 Building $169,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 92% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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