243 Clodagh Ln, O Fallon, MO 63366 Property Records

St. Charles County property record for 243 Clodagh Ln, O Fallon, MO 63366 · Last verified May 2026

Property Summary

Property Type	Vacant Land
Lot Size	1.08 acres (47,045 sqft)
Owner	Individual Name on File
Last Sale	$164,920 (Jun 2025)
Tax Bill	$3 (2024)
Deeds & Mortgages	Apr 2026 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`T240300062`

Property Details

APN / Parcel Number

Primary APN	`T240300062`
Alternative APN	`2-0012-D356-00-0045.0000000`

Exterior

Lot Area	47,045 sqft (1.08 acres)

Location & Zoning

Account Number	T240300062
Street Address	243 CLODAGH LN
City	O FALLON
State	MO
Zip	63366-6603
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	MCMORLAND ACRES LOT 45
Legal Subdivision	MCMORLAND ACRES
Legal Lot Number	45
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2011
Census Tract	312001

Owner

Source: St. Charles County records · APN T240300062

Assessment roll updated August 13, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	346 WILLOW MANOR DR, LAKE SAINT LOUIS, MO 63367-4187
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 02, 2025 · Amount on Record
Deed Sale	Jun 02, 2025 · Amount on Record
Deed Document Number	202522899
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Recording Date	Apr 15, 2026
Property Address	243 CLODAGH LN, O FALLON, MO 63366-6603
Document Number	0000017369
Instrument Date	Apr 15, 2026
Instrument	202617369
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 WILLOW MANOR DR, LAKE SAINT LOUIS, MO 63367-4187

Mortgage

Document Number	0000017369,
Date	Apr 15, 2026
Instrument	202617369

Lender

Name	PEOPLES BANK AND TRUST COMPANY

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate	6.22%
Max Rate	-1%

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Paul City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$52	$437 Land $437
2024	$3.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833120012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	25 (1982–2015)
Claims Outside the SFHA	1 of 25
Most Recent Claim	Jun 2015, river or lake flooding
Claims By Storm	Severe Storms, Tornadoes, Flooding, Apr 1994 · 3 claims Severe Storms & Flooding, Sep 1993 · 8 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 19 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Gateway Fiber Holdings	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
AT&T	Fixed Wireless	100 / 20

May also be available at this address: T-Mobile USA, Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.