St. Louis County property record for 243 Cheval Square Dr, Chesterfield, MO 63005
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,986 sqft · built 1994 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $440,000 (Oct 2020) |
| Tax Bill | $6,927 (2025) |
| Deeds & Mortgages | Oct 2020 Sale & Mortgage Jan 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18T-53-0798 |
| Primary APN | 18T-53-0798 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,986 sqft Living Area |
| Gross Area | 4,406 sqft |
| 1st Floor Area | 924 sqft |
| Basement Area | 900 sqft |
| Finished Basement | 900 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 77 ft deep x 56 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 32 sqft |
| Patio Area | 462 sqft |
| Balcony Area | 92 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 243 CHEVAL SQUARE DR |
|---|---|
| City | CHESTERFIELD |
| State | MO |
| Zip | 63005-1639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 105R2 |
| Legal Description | CHESTERFIELD FARMS PLAT ONE LOT 68 |
| Legal Subdivision | CHESTERFIELD FARMS PLAT ONE |
| Legal Lot Number | 68 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | CHESTERFIELD |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 221629 |
243 Cheval Square Dr is owned and occupied by two individuals who bought it in October 2020.
Source: St. Louis County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 243 CHEVAL SQUARE DR, CHESTERFIELD, MO 63005-1639 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 19, 2020 | Warranty Deed, Transfer · Conventional Mortgage PEOPLES NATIONAL BANK NA |
| Jan 15, 2019 | Deed of Trust, Mortgage PROVIDENT FNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 19, 2020 · Amount on File |
| Deed Sale | Oct 19, 2020 · Amount on File |
| Prior Sale | Jul 25, 2011 · Amount on File |
| Deed Document Number | 2020235 |
| Deed Book / Page | 24382 / 4555 |
| Prior Transfer Date | Jul 20, 2011 |
| Prior Transfer Doc | 0195822081 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Oct 19, 2020 |
| Property Address | 243 CHEVAL SQUARE DR, CHESTERFIELD, MO 63005-1639 |
| Document Number | 0243824555 |
| Book / Page | 24382 / 4555 |
| Map Reference | MB 322 PG 35 |
| Instrument Date | Sep 29, 2020 |
| Instrument | 2020101900235 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Title Company | CONTINENTAL TITLE HOLDING CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15819 NEENAH OAK LOOP, 15819, AUSTIN, TX 78717-4874 |
| Name | Verified Name |
|---|---|
| Address | 243 CHEVAL SQUARE DR, CHESTERFIELD, MO 63005-1639 |
| Document Number | 2020101900236 |
|---|---|
| Date | Oct 19, 2020 |
| Instrument | 2020101900236 |
| Name | PEOPLES NATIONAL BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 243 CHEVAL SQUARE DR, CHESTERFIELD, MO 63005-1639 |
| Document Number | 0233701261 |
| Instrument Date | Jan 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2019 |
| Title Company | TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 243 CHEVAL SQUARE DR CHESTERFIELD MO 630051639, CHESTERFIELD, MO 63005-1639 |
| Document Number | 0233701261 |
|---|---|
| Date | Jan 24, 2019 |
| Book Page | 023370/001261 |
| Instrument | 278 |
| Name | PROVIDENT FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | INDIANAPOLIS, IN 46240 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Jan 23, 2039 |
The 2025 property tax bill for 243 Cheval Square Dr was $6,927, up 13.5% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Chesterfield City |
| County | St. Louis County |
| Unified School District | Rockwood R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $99,450 (-) Land $28,330 Building $71,120 | $523,400 (-) Land $149,100 Building $374,300 | |
| 2025 | $6,927.00 (+13.46%) | $99,450 Land $28,330 Building $71,120 | $523,400 Land $149,100 Building $374,300 |
| 2024 | $6,105.00 (+2.66%) | ||
| 2023 | $5,947.00 (+2.38%) | $85,640 (+9.57%) Land $14,160 Building $71,480 | $450,700 Land $74,500 Building $376,200 |
| 2022 | $5,809.00 | $78,160 Land $15,730 Building $62,430 | |
| 2021 | $411,400 Land $82,800 Building $328,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 243 Cheval Square Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 35 policies |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 7 (1985–2015) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | May 2015 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 243 Cheval Square Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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