San Joaquin County property record for 243 Charles St, Lodi, CA 95240 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,350 sqft · built 1957 |
| Lot Size | 0.137 acres (6,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $106,000 (May 2010) |
| Tax Bill | $1,586 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage Mar 2022 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 047-060-080-000 |
| Primary APN | 047-060-080-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,350 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 6,000 sqft (0.137 acres) |
| Garage Type | Mixed |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|
| Street Address | 243 CHARLES ST |
|---|---|
| City | LODI |
| State | CA |
| Zip | 95240-5926 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CITY/MUNI/TWP:LODI SUBD:STORRO TRACT MAP REF:MB 047 PG 06 |
| Legal Subdivision | STORRO TRACT |
| Legal Tract | 399 |
| Legal Lot Number | 3 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | LODI |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 4403 |
Source: San Joaquin County records · APN 047-060-080-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 243 CHARLES ST, LODI, CA 95240-5926 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Mar 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 13, 2010 · Amount on Record |
| Deed Sale | May 13, 2010 · Amount on Record |
| Prior Sale | Jul 02, 2013 |
| Deed Document Number | 0000064757 |
| Last Transfer Date | Nov 08, 2016 |
| Transfer Doc | 0000138303 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 243 CHARLES ST, LODI, CA 95240-5926 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | OLD REPUBLIC TITLE CO SAN |
| Name | Verified Name |
|---|
| Document Number | 0000019842 |
|---|---|
| Date | Feb 14, 2020 |
| Instrument | 2020-019842 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 243 CHARLES ST, LODI, CA 95240-5926 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 243 CHARLES ST, LODI, CA 95240-5926 |
| Document Number | 0000040718 |
|---|---|
| Date | Mar 28, 2022 |
| Instrument | 2022-040718 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lodi City |
| Unified School District | Lodi Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,586.00 (+4.48%) | $144,558 (+4.04%) Land $38,719 Building $105,839 |
| 2023 | $1,518.00 (+2.29%) | $138,946 Land $37,216 Building $101,730 |
| 2022 | $1,484.00 |
Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770044031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 577 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| UnWired Broadband Holding | Fixed Wireless (unlicensed) | 400 / 50 |
| DigitalPath | Fixed Wireless | 200 / 20 |
| Cal.net | Fixed Wireless (licensed-by-rule) | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: Softcom Internet Communications, AT&T, T-Mobile USA, UnWired Broadband Holding, Verizon, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.
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