Shelby County property record for 243 Chadwick Ln, Helena, AL 35080
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,620 sqft · built 1996 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $165,000 (Aug 2007) |
| Tax Bill | $1,258 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 131021000019078 |
| Primary APN | 131021000019078 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,620 sqft Heated Area |
| 1st Floor Area | 840 sqft |
| Upper Floors Area | 780 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 128 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 243 CHADWICK LN |
|---|---|
| City | HELENA |
| State | AL |
| Zip | 35080-3139 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC/TWNSHP/RAN 2 20S 03W NBRHD: 06 CHADWICK R-2 |
| Legal Range | 03W |
| Legal Township | 20S |
| Legal Section | 02 |
| Legal Subdivision | CHADWICK SECTOR 4 |
| Legal Lot Number | 20 |
| Jurisdiction | SHELBY AL |
| Township / Civil Division | ALABASTER-HELENA |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 30352 |
Source: Shelby County records, as of April 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 243 CHADWICK LN, HELENA, AL 35080-3139 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 25, 2022 | Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA |
| Mar 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PLANET HOME LENDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 23, 2007 · Amount on Record |
| Deed Sale | Aug 23, 2007 · Amount on Record |
| Prior Sale | Aug 5, 2002 · Amount on Record |
| Deed Document Number | 2007398630 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY AL |
| Property Address | 243 CHADWICK LN, HELENA, AL 35080-3139 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000168680 |
|---|---|
| Date | Apr 25, 2022 |
| Instrument | 20220425000168680 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Address | SPRING, TX 77380 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 118 Months |
| Due | Feb 24, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY AL |
| Property Address | 243 CHADWICK LN, HELENA, AL 35080-3139 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0000136150 |
|---|---|
| Date | Mar 18, 2021 |
| Instrument | 20210318000136150 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MERIDEN, CT 06450 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2036 |
Source: Shelby County assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Shelby County |
| Municipality | Helena City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,258.00 (+20.38%) | $25,680 (+15.78%) | $256,800 (+15.78%) Land $80,000 Building $176,800 |
| 2023 | $1,045.00 | $22,180 | $221,800 Land $75,000 Building $146,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 4 (2014–2021) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Oct 2021 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 78% of Alabama |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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