St. Charles County property record for 243 Centerfield Dr, O Fallon, MO 63366
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1 ba · 1,017 sqft · built 2003 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $149,500 (Aug 2018) |
| Deeds & Mortgages | Jul 2021 Mortgage Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T020300444 |
| Primary APN | T020300444 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,017 sqft Living Area |
| Gross Area | 2,265 sqft |
| 1st Floor Area | 1,017 sqft |
| Basement Area | 1,017 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Attached |
| Garage Area | 231 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 35 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T020300444 |
|---|---|
| Street Address | 243 CENTERFIELD DR |
| City | O FALLON |
| State | MO |
| Zip | 63366-4490 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | HOMEFIELD COMMONS #2 LOT 31M |
| Legal Subdivision | HOMEFIELDS COMMONS #2 |
| Legal Lot Number | 31M |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | O'FALLON |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 311604 |
243 Centerfield Dr, a condominium, is owned and occupied by two individuals who acquired it in September 2024.
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 243 CENTERFIELD DR, O FALLON, MO 63366-4490 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MONTGOMERY BANK NA |
| Aug 2, 2018 | Warranty Deed, Transfer · Conventional Mortgage MONTGOMERY BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2018 · Amount on File |
| Deed Sale | Aug 2, 2018 · Amount on File |
| Prior Sale | Jun 5, 2008 · Amount on File |
| Deed Document Number | 2018441110 |
| Deed Book / Page | 6957 / 2383 |
| Last Transfer Date | Sep 23, 2024 |
| Transfer Doc | 0000041103 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 243 CENTERFIELD DR, O FALLON, MO 63366-4490 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2021 |
| Name | Verified Name |
|---|---|
| Address | 243 CENTERFIELD DR, O FALLON, MO 63366-4490 |
| Document Number | 2021R060011 |
|---|---|
| Date | Jul 16, 2021 |
| Instrument | 2021R-060011 |
| Name | MONTGOMERY BANK NA |
|---|---|
| Type | Bank |
| Address | SIKESTON, MO 63801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 2, 2018 |
| Property Address | 243 CENTERFIELD DR, O FALLON, MO 63366-4490 |
| Document Number | 0069572383 |
| Book / Page | 6957 / 2383 |
| Map Reference | MB 38 PG 158 |
| Instrument Date | Aug 1, 2018 |
| Instrument | 20180802000441110 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | SECOLINK SETTLEMENT SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 243 CENTERFIELD DR, 243, O FALLON, MO 63366-4490 |
| Name | Verified Name |
|---|---|
| Address | 243 CENTERFIELD DR, O FALLON, MO 63366-4490 |
| Document Number | 20180802000441120 |
|---|---|
| Date | Aug 2, 2018 |
| Instrument | 20180802000441120 |
| Name | MONTGOMERY BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2048 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $44,182 | $232,537 Building $232,537 |
| 2023 | $40,073 | |
| 2022 | $210,910 Building $210,910 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 243 Centerfield Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 243 Centerfield Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OFALLON PWS serves 32,515 people · EPA ID MO6010588 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Socket Telecom, Verizon, Wisper ISP.
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