243 Cedar St, Stoughton, MA 02072 Property Records

Norfolk County and Stoughton Town property record for 243 Cedar St, Stoughton, MA 02072

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,200 sqft · built 1955
Lot Size	0.279 acres (12,153 sqft)
Owner	2 Trust Names on File
Last Sale	$209,900 (Aug 2000)
Tax Bill	$7,190 (2026)
Deeds & Mortgages	Jul 2018 Line of Credit Sep 2020 Refinance + 5 more
Flood Zone	Zone X (minimal risk)
APN	`75_124`

Property Details

APN / Parcel Number

Primary APN	`75_124`
Alternative APN	`STOU M:0075 B:0124 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,200 sqft Living Area
Gross Area	4,081 sqft
Basement Area	1,613 sqft
Unfinished Basement	1,613 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,153 sqft (0.279 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	75_124
Street Address	243 CEDAR ST
City	STOUGHTON
State	MA
Zip	02072-3531
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Subdivision	SAINT AGATHA ROAD EXT
Legal Block	124
Jurisdiction	STOUGHTON MA
Township / Civil Division	STOUGHTON
Census Block Group	2
Census Block	2012
Census Tract	456101

Owner

243 Cedar St is owner-occupied and held in a trust since June 2021.

Source: Norfolk County and Stoughton Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	243 CEDAR ST, STOUGHTON, MA 02072-3531
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Sep 25, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Sep 27, 2021	Quit Claim Deed, Transfer Quitclaim
May 17, 2019	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Aug 27, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jun 8, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI
Mar 15, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2000 · Amount on File
Deed Sale	Aug 11, 2000 · Amount on File
Prior Sale	Nov 18, 1999 · Amount on File
Last Transfer Date	Jun 15, 2021
Transfer Doc	039896-453
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOUGHTON MA
Property Address	243 CEDAR ST, STOUGHTON, MA 02072-3531
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	036131-564
Date	Jul 12, 2018
Book Page	36131/564
Instrument	58882

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOUGHTON MA
Property Address	243 CEDAR ST, STOUGHTON, MA 02072-3531
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	038390-498
Date	Sep 25, 2020
Book Page	38390/498
Instrument	101850

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOUGHTON MA
Recording Date	Sep 27, 2021
Property Address	243 CEDAR ST, STOUGHTON, MA 02072-3531
Document Number	039896-453
Book / Page	39896 / 453
Instrument Date	Jun 15, 2021
Instrument	124511
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 CEDAR ST, STOUGHTON, MA 02072-3531

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOUGHTON MA
Property Address	243 CEDAR ST, STOUGHTON, MA 02072-3531
Document Number	36819-87
Instrument Date	May 17, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	243 CEDAR ST STOUGHTON MA 020723531, STOUGHTON, MA 02072-3531

Mortgage

Document Number	36819-87
Date	May 23, 2019
Book Page	036819/000087
Instrument	39581

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 22, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOUGHTON MA
Property Address	243 CEDAR ST, STOUGHTON, MA 02072-3531
Document Number	36283-412
Instrument Date	Aug 27, 2018
Transaction Type	Mortgage
Record Updated	Oct 2, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 CEDAR ST STOUGHTON MA 020723531, STOUGHTON, MA 02072-3531

Mortgage

Document Number	36283-412
Date	Sep 10, 2018
Book Page	036283/000412
Instrument	80675

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 9, 2048

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOUGHTON MA
Property Address	243 CEDAR ST, STOUGHTON, MA 02072-3531
Document Number	35235-150
Book / Page	035235 / 000150
Instrument Date	Jun 8, 2017
Transaction Type	Mortgage
Record Updated	Jul 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35235-150
Date	Jun 29, 2017
Book Page	035235/000150
Instrument	58644

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOUGHTON MA
Property Address	243 CEDAR ST, STOUGHTON, MA 02072-3531
Document Number	35067-58
Book / Page	035067 / 000058
Instrument Date	Mar 15, 2017
Transaction Type	Mortgage
Record Updated	May 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35067-58
Date	Apr 27, 2017
Book Page	035067/000058
Instrument	35701

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 243 Cedar St was $7,190, up 13.6% from the year before.

Source: Norfolk County and Stoughton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Stoughton Town
Unified School District	Stoughton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,190.00 (+13.57%)	$608,800 (+19.05%) Land $242,400 Building $366,400	$624,499 (-3.23%)
2025	$6,331.00 (+1.65%)	$511,400 (+4.54%) Land $211,600 Building $299,800	$645,335 (+3.24%)
2024	$6,228.00 (+0.06%)	$489,200 (+6.51%) Land $192,900 Building $296,300	$625,100
2023	$6,224.00	$459,300 Land $179,200 Building $280,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 243 Cedar St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1996–2010)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 243 Cedar St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STOUGHTON WATER DEPARTMENT serves 29,281 people · EPA ID MA4285000
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	2 ppb (2026) action level 15 ppb
Copper	1.37 mg/L (2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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