Kerr County property record for 243 Cardinal Hill Rd, Ingram, TX 78025
| Property Type | Rural Home |
|---|---|
| Details | 2,248 sqft |
| Lot Size | 5.15 acres (224,334 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $59,400 (Jun 2015) |
| Tax Bill | $4,390 (2026) |
| Deeds & Mortgages | Nov 2023 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 0856-1590-000104 |
| Primary APN | 0856-1590-000104 |
|---|---|
| Alternative APN |
|
| Building Area | 2,248 sqft Building Perimeter |
|---|---|
| 1st Floor Area | 1,456 sqft |
| Lot Area | 224,334 sqft (5.15 acres) |
|---|
| Account Number | 0856-1590-000104 |
|---|---|
| Street Address | 243 CARDINAL HILL RD |
| City | INGRAM |
| State | TX |
| Zip | 78025-5506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | ABS A0856 POPE, SUR 1590,TRACT (N/PT OF 13.204 ACS),ACRES 5.15 |
| Legal Subdivision | POPE, SUR 1590 |
| Jurisdiction | KERR TX |
| Township / Civil Division | INGRAM |
| Census Block Group | 2 |
| Census Block | 2107 |
| Census Tract | 960304 |
Source: Kerr County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 1304, INGRAM, TX 78025-1304 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 12, 2015 · Amount on Record |
| Deed Sale | Jun 12, 2015 · Amount on Record |
| Deed Document Number | 20153915 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERR TX |
| Property Address | 243 CARDINAL HILL RD, INGRAM, TX 78025-5506 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2023 |
| Title Company | KERR COUNTY ABSTRACT AND TITLE COMPANY, KERR CNTY ABSTRACT & TTL CO |
| Name | Verified Name |
|---|
| Document Number | 0023007056 |
|---|---|
| Date | Nov 21, 2023 |
| Instrument | 23-007056 |
| Name | GUADALUPE BANK |
|---|---|
| Type | Bank |
| Address | KERRVILLE, TX 78028 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Nov 21, 2024 |
Source: Kerr County assessment roll, as of October 30, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Kerr County |
| Unified School District | Hunt Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,390.00 (+427.64%) | $376,867 (+427.22%) Land $71,482 Building $305,385 | $376,867 (+427.22%) Land $71,482 Building $305,385 |
| 2025 | $832.00 (-2.8%) | $71,482 (-) Land $71,482 | $71,482 (-) Land $71,482 |
| 2024 | $856.00 (-1.15%) | ||
| 2023 | $866.00 | $71,482 Land $71,482 | $71,482 Land $71,482 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 69 policies |
| Nearby Flood Policies | 69 in force |
| Nearby Flood Claims | 26 (2024–2026) |
| Claims Outside the SFHA | 9 of 26 |
| Most Recent Claim | Jul 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 47% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hill Country Telecommunications Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| VTX Communications Fixed Wireless | 940 / 940 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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