Genesee County property record for 243 Campbell St, Clio, MI 48420
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,056 sqft · built 1969 |
| Lot Size | 0.584 acres (25,439 sqft) |
| Owner | Individual Name on File |
| Last Sale | $140,000 (Jun 2026) |
| Tax Bill | $1,930 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jun 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-15-400-013 |
| Primary APN | 51-15-400-013 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 25,439 sqft (0.584 acres) |
| Lot Dimensions | 96 ft deep x 265 ft wide |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 243 CAMPBELL ST |
|---|---|
| City | CLIO |
| State | MI |
| Zip | 48420-1126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | A PARCEL OF LAND BEG AT SW COR OF LOT 10 BLK 4 CAMPBELL CURRY AND COS ADD TH S 0 DEG 15 MIN 30 SEC E 192 FT TH W 51.36 FT TH |
| Legal Range | 06E |
| Legal Township | 09N |
| Legal Section | 15 |
| Legal Subdivision | CAMPBELL CURRY AND COS ADD |
| Legal Block | 4 |
| Legal Lot Number | 10 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | CLIO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 10110 |
243 Campbell St is owned and occupied by an individual who bought it in June 2026.
Source: Genesee County records, as of October 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 303 SMITH ST, 410, CLIO, MI 48420-2004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 2, 2026 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL SERVICES INC |
| Jun 5, 2026 | Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL SERVICES INC |
| Mar 11, 2026 | Deed of Trust, Mortgage · Line of Credit CREDIT UNION ONE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 5, 2026 · Amount on File |
| Deed Sale | Jun 5, 2026 · Amount on File |
| Deed Document Number | 202635986 |
| Prior Transfer Date | Apr 1, 2016 |
| Prior Transfer Doc | 0000031481 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Jun 2, 2026 |
| Property Address | 243 CAMPBELL ST, CLIO, MI 48420-1126 |
| Document Number | 0000035391 |
| Instrument Date | May 29, 2026 |
| Instrument | 202635391 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0000035391, |
|---|---|
| Date | Jun 2, 2026 |
| Instrument | 202635391 |
| Name | AMERICAN FINANCIAL SERVICES INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Jun 5, 2026 |
| Property Address | 243 CAMPBELL ST, CLIO, MI 48420-1126 |
| Document Number | 0000035986 |
| Instrument Date | May 29, 2026 |
| Instrument | 202635986 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $121,604.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000035391, |
|---|---|
| Date | Jun 5, 2026 |
| Instrument | 2026235391 |
| Name | AMERICAN FINANCIAL SERVICES INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 243 CAMPBELL ST, CLIO, MI 48420-1126 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|---|
| Address | 243 CAMPBELL ST, CLIO, MI 48420-1126 |
| Document Number | 0000007566 |
|---|---|
| Date | Mar 11, 2026 |
| Instrument | 202603110007566 |
| Name | CREDIT UNION ONE |
|---|---|
| Type | Credit Union |
| Address | FERNDALE, MI 48220 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 10, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 243 Campbell St was $1,930 with a homeowner's exemption, up 2.5% from the year before.
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| Municipality | Clio City |
| Unified School District | Clio Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $58,500 (+1.56%) | $117,000 (+1.56%) | |
| 2025 | $1,930.00 (+2.5%) Homeowner's exemption | $57,600 | $115,200 |
| 2024 | $1,883.00 | ||
| 2023 | $60,000 | $120,000 | |
| 2021 | $1,665.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 243 Campbell St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 243 Campbell St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CLIO serves 2,515 people · EPA ID MI0001490 |
|---|---|
| Water Source | Purchased surface water from GENESEE COUNTY WATER SYSTEM |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
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