Rockwall County property record for 243 Callaghan Dr, Fate, TX 75189
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,360 sqft · built 2015 |
| Lot Size | 0.15 acres (6,551 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $233,900 (Nov 2015) |
| Tax Bill | $4,581 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 327300050001000R |
| Primary APN | 327300050001000R |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,360 sqft Living Area |
| Gross Area | 2,858 sqft |
| 1st Floor Area | 2,360 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,551 sqft (0.15 acres) |
| Lot Dimensions | 105 ft deep x 62 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 98 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 243 CALLAGHAN DR |
|---|---|
| City | FATE |
| State | TX |
| Zip | 75189-4928 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHAMBERLAIN CROSSING PHASE 2, BLOCK 5, LOT 1 |
| Legal Subdivision | CHAMBERLAIN CROSSING PHASE 2 |
| Legal Phase | 2 |
| Legal Tract | 1 |
| Legal Block | 5 |
| Legal Lot Number | 1 |
| Jurisdiction | ROCKWALL TX |
| Township / Civil Division | NORTHEAST ROCKWALL |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 40409 |
Source: Rockwall County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 243 CALLAGHAN DR, FATE, TX 75189-4928 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 31, 2022 | Deed of Trust, Mortgage · Conventional Mortgage V I P INDEPENDENT MORTGAGE INC |
| Mar 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2015 · Amount on Record |
| Deed Sale | Nov 30, 2015 · Amount on Record |
| Prior Sale | Nov 30, 2015 |
| Deed Document Number | 201519010 |
| Prior Transfer Date | Nov 24, 2015 |
| Prior Transfer Doc | 0000019010 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Property Address | 243 CALLAGHAN DR, FATE, TX 75189-4928 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Title Company | CAPITAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000002528 |
|---|---|
| Date | Jan 31, 2022 |
| Instrument | 20220000002528 |
| Name | V I P INDEPENDENT MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85258 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Feb 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Property Address | 243 CALLAGHAN DR, FATE, TX 75189-4928 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000005773 |
|---|---|
| Date | Mar 25, 2020 |
| Instrument | 20200000005773 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2040 |
Source: Rockwall County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Fate City |
| County | Rockwall County |
| Unified School District | Rockwall Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $360,000 (-4.68%) Land $95,000 Building $265,000 | $360,000 (-4.68%) Land $95,000 Building $265,000 | |
| 2025 | $4,581.00 (-3.72%) Homeowner's exemption | $377,656 (-2.69%) Land $107,000 Building $270,656 | $377,656 (-2.69%) Land $107,000 Building $270,656 |
| 2024 | $4,758.00 (+18.33%) | ||
| 2023 | $4,021.00 (-16.71%) Homeowner's exemption | $388,100 Land $110,000 Building $278,100 | $388,100 Land $110,000 Building $278,100 |
| 2021 | $4,828.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2018–2025) |
| Most Recent Claim | Jan 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 97.4% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FATE serves 29,285 people · EPA ID TX1990006 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
| Peoples Communications Fixed Wireless · Fiber in parts of the area | 300 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
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