243 Bluegrass Ave, Southgate (Newport), KY 41071 Property Records

Campbell County property record for 243 Bluegrass Ave, Southgate, KY 41071

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,872 sqft · built 1964
Owner	Individual Name on Record
Last Sale	$281,000 (Jul 2023)
Tax Bill	$1,036 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Apr 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`999-99-11-583.00`

Property Details

APN / Parcel Number

Primary APN	`999-99-11-583.00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Stories	2 Stories
Building Area	1,872 sqft Living Area

Exterior

Year Built	Built 1964
Exterior Material	Combination
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Terrain	Combination
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	9999911583.00
Street Address	243 BLUEGRASS AVE
City	SOUTHGATE
State	KY
Zip	41071-3157
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 SEC C LINDSEY SUB
Legal Subdivision	LINDSEY SUB
Legal Phase	C
Legal Lot Number	13
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	3
Census Block	3006
Census Tract	52500

Owner

Source: Campbell County records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	243 BLUEGRASS AVE, SOUTHGATE, KY 41071-3157
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2023	Warranty Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP
Apr 20, 2023	Deed of Trust, Mortgage · Line of Credit SPECTRA CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2023 · Amount on Record
Deed Sale	Jul 5, 2023 · Amount on Record
Prior Sale	Dec 20, 2005 · Amount on Record
Deed Document Number	5181121
Deed Book / Page	D852 / 371
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL KY
Recording Date	Jul 5, 2023
Property Address	243 BLUEGRASS AVE, SOUTHGATE, KY 41071-3157
Document Number	0005181121
Book / Page	D852 / 371
Map Reference	MB 2A PG 12-C
Instrument Date	Jun 30, 2023
Instrument	5181121
Transaction Type	Transfer
Record Updated	Jul 31, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$281.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	230 W SEMINARY ST, OWENTON, KY 40359-1536

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	243 BLUEGRASS AVE, SOUTHGATE, KY 41071-3157

Mortgage

Document Number	0005181124
Date	Jul 5, 2023
Instrument	5181124

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	243 BLUEGRASS AVE, SOUTHGATE, KY 41071-3157
Transaction Type	Mortgage
Record Updated	May 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005170937
Date	Apr 20, 2023
Book Page	M2377/403
Instrument	5170937

Lender

Name	SPECTRA CREDIT UNION
Address	ALEXANDRIA, VA 22312

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 30, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Southgate City
Elementary School District	Southgate Independent School District (PK - 08)
Secondary School District	Campbell County School District in Southgate ISD (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,036.00 (+53.48%)	$281,000 (+64.23%) Land $12,000 Building $269,000	$281,000 (+64.23%) Land $12,000 Building $269,000
2023	$675.00 (-2.46%)	$171,100 (-) Land $12,000 Building $159,100	$171,100 (-) Land $12,000 Building $159,100
2022	$692.00	$171,100 Land $12,000 Building $159,100	$171,100 Land $12,000 Building $159,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Dec 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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