243 Bainbridge Cir, Sinking Spring (Reading), PA 19608 Property Records

Berks County property record for 243 Bainbridge Cir, Sinking Spring, PA 19608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,774 sqft · built 1998
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Sep 2021)
Tax Bill	$1,978 (2026)
Deeds & Mortgages	Nov 2023 Sale Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4386-20-90-6016`

Property Details

APN / Parcel Number

Primary APN	`4386-20-90-6016`
Alternative APNs	`80-4386-20-90-6016` `80001042` `001042`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,774 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Lot Area	3,485 sqft (0.08 acres)
View / Lot	Neighborhood
Garage Type	Attached
Porch	Open Frame Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	80001042
Street Address	243 BAINBRIDGE CIR
City	READING
State	PA
Zip	19608-1773
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	BEVERLY HEIGHTS
Legal Block	90
Legal Lot Number	140
Jurisdiction	BERKS PA
Township / Civil Division	SPRING
Census Block Group	4
Census Block	4007
Census Tract	10803

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1475 RANDOLPH ST, TOMS RIVER, NJ 08753-5721
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2023	Special Warranty Deed, Transfer TITLEVEST AGENCY INC, TITLEVEST AGENCY LLC
Sep 15, 2021	Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Nov 27, 2019	Deed of Trust, Mortgage · Conventional with PMI PENNSYLVANIA ST EMP CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2021 · Amount on Record
Deed Sale	Sep 15, 2021 · Amount on Record
Prior Sale	Dec 18, 2006 · Amount on Record
Deed Document Number	202146302
Prior Transfer Date	Jul 7, 2009
Prior Transfer Doc	0000047546
Record Updated	Oct 29, 2026

November 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BERKS PA
Recording Date	Nov 2, 2023
Property Address	243 BAINBRIDGE CIR, SINKING SPRING, PA 19608-1773
Document Number	0000032755
Map Reference	MB 213 PG 21
Instrument Date	May 6, 2023
Instrument	2023032755
Transaction Type	Transfer
Record Updated	Nov 17, 2023
Title Company	TITLEVEST AGENCY INC, TITLEVEST AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	243 BAINBRIDGE CIR, SINKING SPRING, PA 19608-1773

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1475 RANDOLPH ST, TOMS RIVER, NJ 08753-5721

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Sep 15, 2021
Property Address	243 BAINBRIDGE CIR, SINKING SPRING, PA 19608-1773
Document Number	0000046302
Map Reference	MB 213 PG 21
Instrument Date	Sep 15, 2021
Instrument	2021046302
Transaction Type	Transfer
Record Updated	Sep 24, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMER ABSTRACT WYOMISSI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	243 BAINBRIDGE CIR, SINKING SPRING, PA 19608-1773

Mortgage

Document Number	0000046303
Date	Sep 15, 2021
Instrument	2021046303

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	243 BAINBRIDGE CIR, SINKING SPRING, PA 19608-1773
Document Number	0000042333
Instrument Date	Nov 27, 2019
Transaction Type	Mortgage
Record Updated	Dec 19, 2019
Title Company	CREDIT UNION ABSTRACT, CU ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 BAINBRIDGE CIR SINKING SPRING PA 196081773, SINKING SPRING, PA 19608-1773

Mortgage

Document Number	0000042333
Date	Dec 4, 2019
Instrument	42333

Lender

Name	PENNSYLVANIA ST EMP CU
Type	Credit Union
Address	HARRISBURG, PA 17106-7013

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Dec 3, 2034

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Spring Township
Unified School District	Wilson School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,978.00 (+12.58%)	$103,800 (-) Land $18,200 Building $85,600	$18,200 (-82.47%) Land $18,200
2024	$1,757.00 (-58.47%)	$103,800 (-) Land $18,200 Building $85,600
2023	$4,231.00 Homeowner's exemption	$103,800 Land $18,200 Building $85,600
1994			$103,800 Land $18,200 Building $85,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW PENN DISTRICT private · serves 28,508 people · EPA ID PA3060069
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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