Richland County property record for 243 Andover Cir, Irmo, SC 29063
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,662 sqft · built 1979 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Company Name on Record |
| Last Sale | $150,000 (Feb 2026) |
| Tax Bill | $6,100 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Mar 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03214-10-06 |
| Primary APN | 03214-10-06 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,662 sqft Heated Area |
| Gross Area | 2,303 sqft |
| 1st Floor Area | 1,662 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Raised Ranch |
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 14,375 sqft (0.33 acres) |
| Garage Area | 322 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 319 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00031496 |
|---|---|
| Street Address | 243 ANDOVER CIR |
| City | IRMO |
| State | SC |
| Zip | 29063-2262 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 10 BLK T-1 109.9X169.7X78X150.3 #SU FRIARSGATE #PR X-6512 52-5092 RB1114-1780 |
| Legal Subdivision | NEW FRIARSGATE |
| Legal Lot Number | 10 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | DUTCH FORK |
| Census Block Group | 5 |
| Census Block | 5005 |
| Census Tract | 10305 |
Source: Richland County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 98 WELLS POINT DR, IRMO, SC 29063-9264 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Mar 24, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Mar 9, 2022 | Warranty Deed, Transfer · Seller Carry-Back THE SPEARES TRUST |
| Sep 30, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 26, 2026 · Amount on Record |
| Deed Sale | Feb 26, 2026 · Amount on Record |
| Prior Sale | Mar 9, 2022 · Amount on Record |
| Deed Document Number | 20269264 |
| Deed Book / Page | 3103 / 825 |
| Prior Transfer Date | Feb 25, 2026 |
| Prior Transfer Doc | 0000009264 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 243 ANDOVER CIR, IRMO, SC 29063-2262 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 98 WELLS POINT DR, IRMO, SC 29063-9264 |
| Document Number | 0031103913 |
|---|---|
| Date | Mar 24, 2026 |
| Book Page | 3110/3913 |
| Instrument | 2026013819 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Apr 5, 2031 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Mar 9, 2022 |
| Property Address | 243 ANDOVER CIR, IRMO, SC 29063-2262 |
| Document Number | 0027231402 |
| Book / Page | 2723 / 1402 |
| Map Reference | MB X PG 6512 |
| Instrument Date | Mar 8, 2022 |
| Instrument | 2022013629 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $481.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3642 SAVANNAH HWY STE 116, 116, JOHNS ISLAND, SC 29455-7948 |
| Investor | Possibly a Property Investor |
| Document Number | 2022013630 |
|---|---|
| Date | Mar 9, 2022 |
| Instrument | 2022013630 |
| Name | THE SPEARES TRUST |
|---|---|
| Type | Seller |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Mar 8, 2029 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Sep 30, 2019 |
| Property Address | 243 ANDOVER CIR, IRMO, SC 29063-2262 |
| Document Number | 2432/2569 |
| Book / Page | 002432 / 002569 |
| Instrument Date | Sep 24, 2019 |
| Instrument | 72319 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1121 CANTERFIELD RD CHAPIN SC 290368558, CHAPIN, SC 29036-8558 |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Irmo Town |
| Unified School District | Lexington School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,100.00 (+15.86%) | $212,800 (-) | $286,600 (-) Land $25,000 Building $261,600 |
| 2024 | $212,800 (+4,986.04%) | $286,600 (+174%) Land $25,000 Building $261,600 | |
| 2023 | $5,265.00 (+75.44%) | $4,184 (-33.38%) | $104,600 (-) |
| 2021 | $3,001.00 | $6,280 | $104,600 Land $19,200 Building $85,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 34 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 21 (1987–2021) |
| Claims Outside the SFHA | 9 of 21 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 94% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CarolinaConnect Cooperative Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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