243 5th St, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 243 5th St, Colonial Beach, VA 22443

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,408 sqft · built 2015
Lot Size0.067 acres (2,936 sqft)
OwnerIndividual Name on Record
Last Sale$339,900 (Jul 2026)
Tax Bill$932 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN3A3 128C 23A

Property Details

APN / Parcel Number

Primary APN3A3 128C 23A
Alternative APN
  • 22296

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,408 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area2,936 sqft (0.067 acres)
PorchSlab

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number22296
Street Address243 5TH ST
CityCOLONIAL BEACH
StateVA
Zip22443-1709
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 23 & 24 BK 28C DB 881 PG 1106
Legal Block28C
Legal Lot Number23-24
JurisdictionWESTMORELAND VA
Township / Civil DivisionWASHINGTON
Census Block Group1
Census Block1044
Census Tract10402

Owner

Source: Westmoreland County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address243 5TH ST, COLONIAL BEACH, VA 22443-1709
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 8, 2026 · Amount on Record
Deed SaleJul 8, 2026 · Amount on Record
Prior SaleMar 29, 2016 · Amount on Record
Deed Book / Page1005 / 383
Record UpdatedSep 20, 2026

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionWESTMORELAND VA
Recording DateJul 8, 2026
Property Address243 5TH ST, COLONIAL BEACH, VA 22443-1709
Document Number1005000383
Book / Page1005 / 383
Instrument DateJun 26, 2026
Transaction TypeTransfer
Record UpdatedJul 20, 2026
Title CompanyOLD DOMINION TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$34,329.90
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address243 5TH ST, COLONIAL BEACH, VA 22443-1709

Mortgage

Document Number1005000385,
DateJul 8, 2026
Book Page1005/385
Lender
NameFIRST COMMUNITY MORTGAGE INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.53%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Westmoreland County assessment roll, as of January 8, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityColonial Beach Town
CountyWestmoreland County
Unified School DistrictColonial Beach Town Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$932.00 (+4.95%)$222,000 (-) Land $39,200 Building $182,800$222,000 (-) Land $39,200 Building $182,800
2023$222,000 Land $39,200 Building $182,800$222,000 Land $39,200 Building $182,800
2022$888.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 individual policies
Nearby Flood Policies53 units insured
incl. 33 condo units
Nearby Flood Claims2 (2006–2021)
Most Recent ClaimOct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF COLONIAL BEACH
serves 3,875 people · EPA ID VA4193280
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Starlink
Satellite
280 / 30

May also be available: Verizon.

Nearby Properties on 5th St

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