243 25th St, Richmond, CA 94804 Property Records

Contra Costa County property record for 243 25th St, Richmond, CA 94804

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 836 sqft · built 1950
Lot Size	0.094 acres (4,100 sqft)
Owner	Individual Name on File
Last Sale	$242,000 (May 2022)
Tax Bill	$8,995 (2025)
Deeds & Mortgages	Dec 2021 Transfer May 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`515-291-004-7`

Property Details

APN / Parcel Number

Primary APN	`515-291-004-7`
Alternative APN	`515-291-004`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	836 sqft Living Area
1st Floor Area	836 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	4,100 sqft (0.094 acres)
Lot Dimensions	100 ft deep x 41 ft wide
Garage Type	Open
Garage Area	920 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	243 25TH ST
City	RICHMOND
State	CA
Zip	94804-1807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	METROPOLITAN SQUARE POR LOTS 120 & 125
Legal Subdivision	METROPOLITAN SQUARE
Legal Lot Number	120
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	3
Census Block	3005
Census Tract	381000

Owner

243 25th St is owned and occupied by an individual who bought it in May 2022.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	243 25TH ST, RICHMOND, CA 94804-1807
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Intrafamily Transfer, Transfer
May 24, 2022	Grant Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Dec 17, 2020	Grant Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC
Jul 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Mar 6, 2018	Grant Deed, Transfer · Conventional with PMI GUARANTEED RATE
Aug 4, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2022 · Amount on File
Deed Sale	May 24, 2022 · Amount on File
Prior Sale	Dec 17, 2020 · Amount on File
Deed Document Number	202287987
Prior Transfer Date	Dec 1, 2021
Prior Transfer Doc	0000087987
Record Updated	Oct 29, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 17, 2021
Property Address	243 25TH ST, RICHMOND, CA 94804-1807
Document Number	0000341367
Map Reference	VOL 20 PG 547
Instrument Date	Dec 1, 2021
Instrument	2021-341367
Transaction Type	Transfer
Record Updated	Nov 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 25TH ST, RICHMOND, CA 94804-1807

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 24, 2022
Property Address	243 25TH ST, RICHMOND, CA 94804-1807
Document Number	0000087987
Map Reference	VOL 20 PG 547
Instrument Date	Dec 1, 2021
Instrument	2022-087987
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	STEWART TITLE, STEWART TTL OF CA INC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 25TH ST, RICHMOND, CA 94804-1807

Mortgage

Document Number	0000087988
Date	May 24, 2022
Instrument	2022-087988

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 17, 2020
Property Address	243 25TH ST, RICHMOND, CA 94804-1807
Document Number	0000317426
Map Reference	VOL 20 PG 547
Instrument Date	Dec 10, 2020
Instrument	2020-317426
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	ORANGE COAST TTL CO OF NOCAL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	243 25TH ST, RICHMOND, CA 94804-1807

Mortgage

Document Number	0000317427
Date	Dec 17, 2020
Instrument	2020-317427

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	243 25TH ST, RICHMOND, CA 94804-1807
Document Number	0000115256
Instrument Date	Jul 17, 2019
Transaction Type	Mortgage
Record Updated	Jul 31, 2019
Title Company	STEWART TITLE COMPANY-STATE LOUIS DEFA, STEWART TITLE CO-ST LOUIS DEFA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 25TH ST RICHMOND CA 948041807, RICHMOND, CA 94804-1807

Mortgage

Document Number	0000115256
Date	Jul 24, 2019
Instrument	115256

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2049

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 6, 2018
Property Address	243 25TH ST, RICHMOND, CA 94804-1807
Document Number	0000033934
Instrument Date	Feb 23, 2018
Instrument	33934
Transaction Type	Transfer
Record Updated	Mar 13, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$456.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 25TH ST RICHMOND CA 948041807, RICHMOND, CA 94804-1807

Mortgage

Document Number	33935
Date	Mar 6, 2018
Instrument	33935

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 5, 2048

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 4, 2017
Property Address	243 25TH ST, RICHMOND, CA 94804-1807
Document Number	0000140610
Map Reference	VOL20 PG547
Instrument Date	Jul 28, 2017
Instrument	2017-140610
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	243 25TH ST, RICHMOND, CA 94804-1807

Mortgage

Document Number	0000140611
Date	Aug 4, 2017
Instrument	2017-140611

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 243 25th St was $8,995.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$538,508 (+2%) Land $381,556 Building $156,952
2025	$8,995.00	$527,950 Land $374,075 Building $153,875
2023	$8,682.00 (+2.29%)	$507,297 Land $365,670 Building $141,627
2022	$8,488.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 243 25th St in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1995–1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 243 25th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 758 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks, GeoLinks, T-Mobile.

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