243 15th St, Seal Beach, CA 90740 Property Records

Orange County property record for 243 15th St, Seal Beach, CA 90740

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 4,196 sqft · built 2007
Lot Size	0.086 acres (3,750 sqft)
Owner	2 Individual Names on File
Last Sale	$2,400,000 (Jul 2023)
Tax Bill	$27,597 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Feb 2022 Line of Credit + 4 more
Flood Zone	Zone X (reduced by levee)
APN	`043-132-01`

Property Details

APN / Parcel Number

Primary APN	`043-132-01`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	4,196 sqft Living Area
1st Floor Area	4,196 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	3,750 sqft (0.086 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	243 15TH ST
City	SEAL BEACH
State	CA
Zip	90740-6510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 10 BLK 221 LOT 43 TR 10 LOT 43 BLK 221(AND NELY1/2 LOT 41 BLK 221
Legal Subdivision	SEAL BEACH 10
Legal Tract	10
Legal Block	221
Legal Lot Number	43,41
Jurisdiction	ORANGE CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1025
Census Tract	99512

Owner

243 15th St is owned and occupied by two individuals who bought it in July 2023.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	243 15TH ST, SEAL BEACH, CA 90740-6510
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Grant Deed, Transfer · Commercial Mortgage HAMSA RAMKUMAR
Feb 23, 2022	Deed of Trust, Mortgage · Line of Credit BETHPAGE FCU
Dec 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 31, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 25, 2018	Deed of Trust, Mortgage QUICKEN LNS
Jul 7, 2017	Grant Deed, Transfer ORION LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2023 · Amount on File
Deed Sale	Jul 10, 2023 · Amount on File
Prior Sale	Jul 7, 2017 · Amount on File
Deed Document Number	2023164507
Prior Transfer Date	Oct 14, 2004
Prior Transfer Doc	0000025834
Record Updated	Oct 29, 2026

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 10, 2023
Property Address	243 15TH ST, SEAL BEACH, CA 90740-6510
Document Number	0000164507
Map Reference	MB 9 PG 10
Instrument Date	Jun 21, 2023
Instrument	2023000164507
Transaction Type	Transfer
Record Updated	Jul 21, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	243 15TH ST, SEAL BEACH, CA 90740-6510

Mortgage

Document Number	0000164508
Date	Jul 10, 2023
Instrument	2023000164508

Lender

Name	HAMSA RAMKUMAR
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	243 15TH ST, SEAL BEACH, CA 90740-6510
Transaction Type	Mortgage
Record Updated	Mar 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 15TH ST, SEAL BEACH, CA 90740-6510

Mortgage

Document Number	0000071569
Date	Feb 23, 2022
Instrument	2022000071569

Lender

Name	BETHPAGE FCU
Type	Credit Union
Address	BETHPAGE, NY 11714

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	243 15TH ST, SEAL BEACH, CA 90740-6510
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PROPERTY ID TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 15TH ST, SEAL BEACH, CA 90740-6510

Mortgage

Document Number	0000719854
Date	Dec 8, 2020
Instrument	2020000719854

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jan 1, 2031

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 31, 2020
Property Address	243 15TH ST, SEAL BEACH, CA 90740-6510
Document Number	0000780298
Instrument Date	Nov 21, 2020
Instrument	780298
Transaction Type	Transfer
Record Updated	Jan 13, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	243 15TH ST SEAL BEACH CA 907406510, SEAL BEACH, CA 90740-6510

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	243 15TH ST, SEAL BEACH, CA 90740-6510
Document Number	0000277958
Instrument Date	Jul 25, 2018
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	243 15TH ST SEAL BEACH CA 907406510, SEAL BEACH, CA 90740-6510

Mortgage

Document Number	0000277958
Date	Jul 31, 2018
Instrument	277958

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jul 30, 2033

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 7, 2017
Property Address	243 15TH ST, SEAL BEACH, CA 90740-6510
Document Number	0000280052
Instrument Date	May 10, 2017
Instrument	280052
Transaction Type	Transfer
Record Updated	Jul 14, 2017
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,271.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	243 15TH ST SEAL BEACH CA 907406510, SEAL BEACH, CA 90740-6510

Mortgage

Document Number	280053
Date	Jul 7, 2017
Instrument	280053

Lender

Name	ORION LNDG
Address	770 THE CITY DR S # 1100, ORANGE, CA 92868-4921

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 6, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 243 15th St was $27,597 with a homeowner's exemption, up 1.7% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Seal Beach City
Unified School District	Los Alamitos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,496,960 (+2%) Land $1,385,192 Building $1,111,768
2025	$27,597.00 (+1.74%) Homeowner's exemption	$2,448,000 Land $1,358,031 Building $1,089,969
2024	$27,124.00 (+6.09%)
2023	$25,567.00 (+1.26%)	$2,258,377 (+2%) Land $1,403,404 Building $854,973
2022	$25,248.00 Homeowner's exemption	$2,214,096 Land $1,375,887 Building $838,209

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 243 15th St in Zone X, where a levee reduces flood risk, though there have been 41 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	41 (1983–2024)
Claims Outside the SFHA	23 of 41
Most Recent Claim	Feb 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Feb 2024 · 3 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 17 claims Coastal Storms, Floods, Slides & Tornadoes, Jan 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 243 15th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SEAL BEACH serves 24,937 people · EPA ID CA3010041
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks.

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