2429 Reed Rd, Waterloo, NY 13165 Property Records

Seneca County and Waterloo Town property record for 2429 Reed Rd, Waterloo, NY 13165

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,527 sqft · built 2014
Lot Size	35.6 acres (1,554,656 sqft)
Owner	Individual Name on Record
Last Sale	$10,913 (Aug 2020)
Tax Bill	$11,716 (2026)
Deeds & Mortgages	May 2023 Refinance May 2023 Refinance + 2 more
APN	`453889 21-3-63.11`

Property Details

APN / Parcel Number

Primary APN	`453889 21-3-63.11`
Alternative APN	`45388902100000030630000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	16 Rooms
Stories	2 Stories
Building Area	3,527 sqft Living Area
1st Floor Area	1,914 sqft
2nd Floor Area	1,613 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	1,554,656 sqft (35.6 acres)
Garage Type	Attached
Garage Area	1,140 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	920 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2429 REED RD
City	WATERLOO
State	NY
Zip	13165-9448
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Block	3
Legal Lot Number	63.011
Jurisdiction	SENECA NY
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1028
Census Tract	950600

Owner

Source: Seneca County and Waterloo Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2429 REED RD, WATERLOO, NY 13165-9448
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance THE CANANDAIGUA NATIONAL BANK & TRUST CO
May 5, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance THE CANANDAIGUA NATIONAL BANK & TRUST CO
Dec 29, 2020	Deed of Trust, Mortgage · Line of Credit LYONS SAVINGS BANK
Aug 21, 2020	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2020 · Amount on Record
Deed Sale	Aug 21, 2020 · Amount on Record
Deed Document Number	202049861
Deed Book / Page	1016 / 74
Prior Transfer Date	Jul 27, 2020
Prior Transfer Doc	0001016/74
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SENECA NY
Property Address	2429 REED RD, WATERLOO, NY 13165-9448
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001888/82
Date	May 2, 2023
Book Page	1888/82
Instrument	62613

Lender

Name	THE CANANDAIGUA NATIONAL BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SENECA NY
Property Address	2429 REED RD, WATERLOO, NY 13165-9448
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001888/181
Date	May 5, 2023
Book Page	1888/181
Instrument	62645

Lender

Name	THE CANANDAIGUA NATIONAL BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SENECA NY
Property Address	2429 REED RD, WATERLOO, NY 13165-9448
Transaction Type	Mortgage
Record Updated	Feb 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1782/83
Date	Dec 29, 2020
Book Page	1782/83
Instrument	51609

Lender

Name	LYONS SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SENECA NY
Recording Date	Aug 21, 2020
Property Address	2429 REED RD, WATERLOO, NY 13165-9448
Document Number	0001016/74
Book / Page	1016 / 74
Instrument Date	Jul 27, 2020
Instrument	20200-00049861
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2429 REED RD, WATERLOO, NY 13165-9448

Tax Assessment & Valuation

Source: Seneca County and Waterloo Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Seneca County
County Subdivision	Waterloo Town
Unified School District	Waterloo Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,716.00 (+6.17%)
2025	$11,035.00 (+238.91%)	$374,700 (-) Land $74,700 Building $300,000	$614,300 (+16.4%) Land $122,467 Building $491,833
2023		$374,700 Land $74,700 Building $300,000	$527,746 Land $105,211 Building $422,535
2019	$3,256.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jul 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CBN Fixed Wireless · not low latency	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GoNetspeed.

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