2429 Lail Rd, Morganton, NC 28655 Property Records

Burke County property record for 2429 Lail Rd, Morganton, NC 28655 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,156 sqft · built 1972
Lot Size0.44 acres (19,166 sqft)
OwnerIndividual Name on File
Tax Bill$1,807 (2025)
Deeds & MortgagesNov 2021 Mortgage
Aug 2024 Line of Credit
Flood ZoneZone X (minimal risk)
APN1773253428

Property Details

APN / Parcel Number

Primary APN1773253428
Alternative APN
  • 24690

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area2,156 sqft Living Area
1st Floor Area1,232 sqft
Basement Area308 sqft
Finished Basement924 sqft
Unfinished Basement308 sqft
FlooringTile

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1985
Architectural StyleRanch
Exterior MaterialBrick Veneer
Roof MaterialAsphalt
Lot Area19,166 sqft (0.44 acres)
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area204 sqft
Deck Area152 sqft
Patio Area112 sqft
Gazebo64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address2429 LAIL RD
CityMORGANTON
StateNC
Zip28655-6209
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2429 LAIL RD MORGANTON, NC 28655
Legal SubdivisionMINNIE LAIL ESTATE PROPERTY SUBDIVISION
JurisdictionBURKE NC
Township / Civil DivisionSILVER CREEK
Census Block Group4
Census Block4005
Census Tract20301

Owner

Source: Burke County records · APN 1773253428

Assessment roll updated September 25, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2429 LAIL RD, MORGANTON, NC 28655-6209
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 05, 2021Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CU
Aug 05, 2024Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateSep 01, 2016
Transfer Doc0022540551
Record UpdatedJun 08, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBURKE NC
Property Address2429 LAIL RD, MORGANTON, NC 28655-6209
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0025820574
DateNov 05, 2021
Book Page2582/574
Instrument2021013382
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

August 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBURKE NC
Property Address2429 LAIL RD, MORGANTON, NC 28655-6209
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0027580611
DateAug 05, 2024
Book Page2758/611
Instrument2024006892
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Burke County records · Assessment roll updated September 25, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBurke County
MunicipalityGlen Alpine Town
Unified School DistrictBurke County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,807.00 (-3.73%)$210,509 (-) Land $15,972 Building $194,537$210,509 (-) Land $15,972 Building $194,537
2023$1,877.00$210,509 Land $15,972 Building $194,537$210,509 Land $15,972 Building $194,537

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Burke County (37023C), updated June 28, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370230203014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2004)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2004, other causes, Tropical Storm Frances

Wildfire

Wildfire RiskLow
above 36% of the US · above 51% of North Carolina
Wildfire LikelihoodAbout 1 in 1,923 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 54 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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