El Dorado County property record for 2429 Big Chief Trl, Cool, CA 95614
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,274 sqft · built 1994 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $585,000 (Apr 2021) |
| Tax Bill | $5,018 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 072-152-002-000 |
| Primary APN | 072-152-002-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 2,274 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Construction Type | Wood |
| Lot Area | 16,988 sqft (0.39 acres) |
| Terrain | Rolling |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 2,274 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 2429 BIG CHIEF TRL |
|---|---|
| City | COOL |
| State | CA |
| Zip | 95614-2035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L 327 AUBURN LK TRLS 1 |
| Legal Subdivision | AUBURN LK TRLS 1 |
| Legal Lot Number | 327 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | NORTH EL DORADO |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 30601 |
2429 Big Chief Trl is owned and occupied by two individuals who bought it in April 2021.
Source: El Dorado County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2429 BIG CHIEF TRL, COOL, CA 95614-2035 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 30, 2021 | Grant Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Oct 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2021 · Amount on File |
| Deed Sale | Apr 30, 2021 · Amount on File |
| Prior Sale | Nov 28, 2016 · Amount on File |
| Deed Document Number | 202130013 |
| Prior Transfer Date | Feb 21, 2012 |
| Prior Transfer Doc | 0000010011 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Apr 30, 2021 |
| Property Address | 2429 BIG CHIEF TRL, COOL, CA 95614-2035 |
| Document Number | 0000030013 |
| Map Reference | MB E MAP 55 |
| Instrument Date | Apr 28, 2021 |
| Instrument | 2021-0030013 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2429 BIG CHIEF TRL, COOL, CA 95614-2035 |
| Document Number | 0000030014 |
|---|---|
| Date | Apr 30, 2021 |
| Instrument | 2021-0030014 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 2429 BIG CHIEF TRL, COOL, CA 95614-2035 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000043131 |
|---|---|
| Date | Oct 11, 2019 |
| Instrument | 2019-0043131 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Lending Institution |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
The 2025 property tax bill for 2429 Big Chief Trl was $5,018 with a veteran's exemption.
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Unified School District | Black Oak Mine Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $645,884 (+2%) Land $88,324 Building $557,560 | |
| 2025 | $5,018.00 | $633,221 Land $86,593 Building $546,628 |
| 2023 | $6,385.00 (+1.2%) | $608,634 Land $83,232 Building $525,402 |
| 2022 | $6,309.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2429 Big Chief Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2429 Big Chief Trl is high, ranking above 87% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 87% of the US · above 67% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN DIVIDE PUD serves 9,434 people · EPA ID CA0910013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
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