24286 Cortes Dr, Dana Point, CA 92629 Property Records

Orange County property record for 24286 Cortes Dr, Dana Point, CA 92629

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,932 sqft · built 1976
Lot Size	0.138 acres (6,000 sqft)
Owner	Trust Name on File
Last Sale	$650,000 (Sep 2013)
Tax Bill	$10,410 (2025)
Deeds & Mortgages	Jan 2022 Transfer Jan 2022 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`673-221-29`

Property Details

APN / Parcel Number

Primary APN	`673-221-29`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,932 sqft Living Area
Gross Area	2,407 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Stucco
Roof Material	Wood Shingle
Lot Area	6,000 sqft (0.138 acres)
View / Lot	Good
Garage Area	475 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	24286 CORTES DR
City	DANA POINT
State	CA
Zip	92629-1601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 8216 BLK LOT 29
Legal Subdivision	TRACT NO 8216
Legal Tract	8216
Legal Lot Number	29
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1012
Census Tract	42338

Owner

24286 Cortes Dr is owner-occupied and held in a trust since January 2022.

Source: Orange County records, as of August 4, 2026

Owner of Record	Trust Name on File
Mailing Address	24286 CORTES DR, DANA POINT, CA 92629-1601
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
Jan 25, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage OPTIMUM FIRST INC
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage CFBANK NA
Feb 24, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 24, 2020	Quit Claim Deed, Transfer OPTIMUM FIRST INC
Sep 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Sep 1, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Aug 2, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2013 · Amount on File
Deed Sale	Sep 6, 2013 · Amount on File
Deed Document Number	2013523497
Last Transfer Date	Jan 12, 2022
Transfer Doc	0000033125
Record Updated	Sep 20, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jan 25, 2022
Property Address	24286 CORTES DR, DANA POINT, CA 92629-1601
Document Number	0000033125
Map Reference	MB 372 PG 1-4
Instrument Date	Jan 12, 2022
Instrument	2022000033125
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	24286 CORTES DR, DANA POINT, CA 92629-1601

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jan 25, 2022
Property Address	24286 CORTES DR, DANA POINT, CA 92629-1601
Document Number	0000033123
Map Reference	MB 372 PG 1-4
Instrument Date	Jan 12, 2022
Instrument	2022000033123
Transaction Type	Transfer
Record Updated	Feb 4, 2022
Title Company	WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	24286 CORTES DR, DANA POINT, CA 92629-1601

Mortgage

Document Number	0000033124
Date	Jan 25, 2022
Instrument	2022000033124

Lender

Name	OPTIMUM FIRST INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	24286 CORTES DR, DANA POINT, CA 92629-1601
Document Number	0000642132
Instrument Date	Oct 30, 2020
Transaction Type	Mortgage
Record Updated	Nov 19, 2020
Title Company	SOLIDIFI TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	24286 CORTES DR DANA POINT CA 926291601, DANA POINT, CA 92629-1601

Mortgage

Document Number	0000642132
Date	Nov 9, 2020
Instrument	642132

Lender

Name	CFBANK NA
Address	WORTHINGTON, OH 43085

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 8, 2050

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Feb 24, 2020
Property Address	24286 CORTES DR, DANA POINT, CA 92629-1601
Document Number	0000077746
Instrument Date	Jan 30, 2020
Instrument	77746
Transaction Type	Transfer
Record Updated	Mar 6, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	24286 CORTES DR DANA POINT CA 926291601, DANA POINT, CA 92629-1601

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Feb 24, 2020
Property Address	24286 CORTES DR, DANA POINT, CA 92629-1601
Document Number	0000077744
Instrument Date	Jan 30, 2020
Instrument	77744
Transaction Type	Transfer
Record Updated	Mar 6, 2020
Title Company	WFG TITLE COMPANY/CA, WFG TITLE CO/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	24286 CORTES DR DANA POINT CA 926291601, DANA POINT, CA 92629-1601

Mortgage

Document Number	77745
Date	Feb 24, 2020
Instrument	77745

Lender

Name	OPTIMUM FIRST INC
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 23, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	24286 CORTES DR, DANA POINT, CA 92629-1601
Document Number	0000387992
Instrument Date	Sep 27, 2019
Transaction Type	Mortgage
Record Updated	Oct 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	24286 CORTES DR DANA POINT CA 926291601, DANA POINT, CA 92629-1601

Mortgage

Document Number	0000387992
Date	Oct 7, 2019
Instrument	387992

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 6, 2049

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	24286 CORTES DR, DANA POINT, CA 92629-1601
Document Number	0000398465
Instrument Date	Sep 1, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24286 CORTES DR DANA POINT CA 926291601, DANA POINT, CA 92629-1601

Mortgage

Document Number	0000398465
Date	Sep 20, 2017
Instrument	398465

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 2, 2017
Property Address	24286 CORTES DR, DANA POINT, CA 92629-1601
Document Number	0000319678
Instrument Date	Jul 28, 2017
Instrument	319678
Transaction Type	Transfer
Record Updated	Aug 10, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	24286 CORTES DR DANA POINT CA 926291601, DANA POINT, CA 92629-1601

Tax Assessment & Valuation

The 2025 property tax bill for 24286 Cortes Dr was $10,410 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Dana Point City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$812,741 (+2%) Land $663,565 Building $149,176
2025	$10,410.00 Homeowner's exemption	$796,805 Land $650,554 Building $146,251
2023	$9,550.00 (+3.38%) Homeowner's exemption	$765,865 Land $625,292 Building $140,573
2022	$9,238.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 24286 Cortes Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24286 Cortes Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH COAST WATER DISTRICT serves 41,194 people · EPA ID CA3010042
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cityside Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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