24285 148th St, Staples, MN 56479 Property Records

Wadena County property record for 24285 148th St, Staples, MN 56479

Property Summary

Property Type	Single Family Home
Details	1,471 sqft · built 1997
Lot Size	20 acres (871,200 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (May 2020)
Tax Bill	$3,358 (2026)
Deeds & Mortgages	Apr 2024 Line of Credit Oct 2021 Mortgage + 1 more
APN	`13-009-2040`

Property Details

APN / Parcel Number

Primary APN	`13-009-2040`

Interior

Stories	1 Story
Building Area	1,471 sqft Living Area
Basement Area	1,103 sqft
Finished Basement	1,103 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	871,200 sqft (20 acres)
Garage Type	Detached
Garage Area	1,040 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	10 sqft
Pole Barn	1,200 sqft

Location & Zoning

Street Address	24285 148TH ST
City	STAPLES
State	MN
Zip	56479-3051
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A3
Legal Description	20.00 AC - E1/2 SW1/4 NW1/4
Legal Range	033
Legal Township	134
Legal Section	09
Jurisdiction	WADENA MN
Township / Civil Division	THOMASTOWN
Census Block Group	1
Census Block	1101
Census Tract	480200

Owner

24285 148th St is owned and occupied by two individuals who bought it in May 2020.

Source: Wadena County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	24285 148TH ST, STAPLES, MN 56479-3051
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2024	Deed of Trust, Mortgage · Line of Credit MAGNIFI FINANCIAL CU
Oct 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL MINNESOTA CU
May 7, 2020	Special Warranty Deed, Transfer · Conventional Mortgage CENTRAL MINNESOTA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2020 · Amount on File
Deed Sale	May 7, 2020 · Amount on File
Prior Sale	Feb 20, 2007 · Amount on File
Deed Document Number	2020254914
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WADENA MN
Property Address	24285 148TH ST, STAPLES, MN 56479-3051
Transaction Type	Mortgage
Record Updated	May 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000266867
Date	Apr 22, 2024
Instrument	266867

Lender

Name	MAGNIFI FINANCIAL CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 21, 2044

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WADENA MN
Property Address	24285 148TH ST, STAPLES, MN 56479-3051
Transaction Type	Mortgage
Record Updated	Nov 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	259897
Date	Oct 27, 2021
Instrument	259897

Lender

Name	CENTRAL MINNESOTA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

May 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WADENA MN
Recording Date	May 7, 2020
Property Address	24285 148TH ST, STAPLES, MN 56479-3051
Document Number	254914
Instrument Date	Apr 7, 2020
Instrument	254914
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 VERMONT AVE NW, 810, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24285 148TH ST, STAPLES, MN 56479-3051

Mortgage

Document Number	254915
Date	May 7, 2020
Instrument	254915

Lender

Name	CENTRAL MINNESOTA CU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.38%

Mortgage

Document Number	0000254919
Date	May 7, 2020
Instrument	254919

Lender

Name	CENTRAL MINNESOTA CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2040

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2027
Change Frequency	Annually
Min Rate At Change	3.15%
Max Rate At Change	5.38%
Index	3-Year CMT

Tax Assessment & Valuation

The 2026 property tax bill for 24285 148th St was $3,358 with a homeowner's exemption.

Source: Wadena County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wadena County
County Subdivision	Thomastown Township
Unified School District	Staples-Motley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,358.00 Homeowner's exemption	$371,000 (+3.86%) Land $94,500 Building $276,500	$371,000 (+3.86%) Land $94,500 Building $276,500
2025		$357,200 Land $88,700 Building $268,500	$357,200 Land $88,700 Building $268,500
2023	$2,996.00 Homeowner's exemption	$302,900 Land $72,600 Building $230,300	$302,900 Land $72,600 Building $230,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 24285 148th St; there have been 2 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2009 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24285 148th St is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 69% of Minnesota
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Central Telephone Association Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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