24282 Silver Ln, Punta Gorda, FL 33955 Property Records

Charlotte County property record for 24282 Silver Ln, Punta Gorda, FL 33955

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,277 sqft · built 2000
Lot Size	0.228 acres (9,915 sqft)
Owner	Company Name on Record
Last Sale	$434,000 (Sep 2026)
Tax Bill	$8,074 (2025)
Deeds & Mortgages	Sep 2026 Sale & Construction Loan Apr 2022 Transfer + 4 more
Flood Zone	Zone AE (high risk)
APN	`422330254001`

Property Details

APN / Parcel Number

Primary APN	`422330254001`
Alternative APNs	`00952622112503` `10004729955`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,277 sqft Living Area
Gross Area	3,152 sqft
1st Floor Area	2,277 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Masonry/Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Cathedral/Clerestory
Roof Material	Tile
Lot Area	9,915 sqft (0.228 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	508 sqft
Driveway	Stamped Concrete Driveway
Driveway Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	364 sqft
Porch	Slab
Porch Area	367 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00952622112503
Street Address	24282 SILVER LN
City	PUNTA GORDA
State	FL
Zip	33955-4083
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PUNTA GORDA ISLES SEC21 BLK861 LT5 774/607 1214/610 1421/1283 3616/1517 DC4209/1923-DRCSR AFF4209/1924 4209/1932 4334/1468 4521/1094 4949/95 4966/606
Legal Range	23E
Legal Township	42S
Legal Section	30
Legal Subdivision	PUNTA GORDA ISLES
Legal Tract	PGI
Legal Block	861
Legal Lot Number	5
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1036
Census Tract	10506

Owner

Source: Charlotte County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2424 HARBOUR DR, PUNTA GORDA, FL 33983-2714
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Warranty Deed, Transfer · Construction Mortgage KIAVI FUNDING INC
Apr 18, 2022	Quit Claim Deed, Transfer Quitclaim
Mar 22, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND
Dec 27, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 5, 2018	Warranty Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jun 15, 2017	Warranty Deed, Transfer · VA Mortgage NATIONS DIRECT MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2026 · Amount on Record
Deed Sale	Sep 14, 2026 · Amount on Record
Prior Sale	Mar 22, 2022 · Amount on Record
Deed Document Number	20263683368
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Sep 14, 2026
Property Address	24282 SILVER LN, PUNTA GORDA, FL 33955-4083
Document Number	0003683368
Instrument Date	Sep 4, 2026
Instrument	20263683368
Transaction Type	Transfer
Record Updated	Sep 25, 2026
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$306,838.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	2424 HARBOUR DR, PUNTA GORDA, FL 33983-2714

Mortgage

Document Number	0003683367,
Date	Sep 14, 2026
Instrument	20263683367

Lender

Name	KIAVI FUNDING INC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Max Rate	-1%

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Apr 18, 2022
Property Address	24282 SILVER LN, PUNTA GORDA, FL 33955-4083
Document Number	0049660606
Book / Page	4966 / 606
Map Reference	MB 13 PG 1
Instrument Date	Apr 6, 2022
Instrument	3088895
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	702 GRAHAM CIR, ERIE, CO 80516-3613

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 GRAHAM CIR, ERIE, CO 80516-3613

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Mar 22, 2022
Property Address	24282 SILVER LN, PUNTA GORDA, FL 33955-4083
Document Number	0049490095
Book / Page	4949 / 95
Map Reference	MB 13 PG 1
Instrument Date	Mar 10, 2022
Instrument	3075931
Transaction Type	Transfer
Record Updated	Apr 19, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2201 NE 112TH AVE # AVEG53, 2201, VANCOUVER, WA 98684-4205

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 GRAHAM CIR, ERIE, CO 80516-3613

Mortgage

Document Number	0000494997
Date	Mar 22, 2022
Instrument	4949/97

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Dec 27, 2019
Property Address	24282 SILVER LN, PUNTA GORDA, FL 33955-4083
Document Number	0045211094
Book / Page	4521 / 1094
Map Reference	MB 13 PG 1
Instrument Date	Dec 17, 2019
Instrument	2772725
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	NU WORLD TITLE OF DAVIE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,422.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1073 185TH AVE NE, 1073, BELLEVUE, WA 98008-3445

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24282 SILVER LN, PUNTA GORDA, FL 33955-4083

Mortgage

Document Number	0045211097
Date	Dec 27, 2019
Instrument	4521/1097

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jul 5, 2018
Property Address	24282 SILVER LN, PUNTA GORDA, FL 33955-4083
Document Number	0043341468
Book / Page	4334 / 1468
Map Reference	MB13 PG1-A - 1-Z-21
Instrument Date	Jun 22, 2018
Instrument	2627276
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$175.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	212 HARMONY BLVD, 212, POOLER, GA 31322-3625

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	24282 SILVER LN, PUNTA GORDA, FL 33955-4083

Mortgage

Document Number	0002627278
Date	Jul 5, 2018
Instrument	2627278

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jun 15, 2017
Property Address	24282 SILVER LN, PUNTA GORDA, FL 33955-4083
Document Number	0042091932
Book / Page	4209 / 1932
Map Reference	MB13 PG1 A-1 Z 21
Instrument Date	Jun 13, 2017
Instrument	2531643
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9022 W CLARA LN, 9022, PEORIA, AZ 85382-6476

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24282 SILVER LN, PUNTA GORDA, FL 33955-4083

Mortgage

Document Number	0002531644
Date	Jun 15, 2017
Instrument	2531644

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,074.00 (+12.4%)	$475,133 (+18.39%) Land $68,000 Building $407,133	$475,133 (+12.78%) Land $68,000 Building $407,133
2023	$7,183.00 (+13.49%)	$401,337 (+5.45%)	$421,281 (+10.69%) Land $80,000 Building $341,281
2022	$6,329.00	$380,606 Land $51,000 Building $329,606	$380,606 Land $51,000 Building $329,606

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 432 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	448 units insured incl. 16 condo units
Nearby Flood Claims	131 (2017–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 80 claims Hurricane Helene, Oct 2024 · 34 claims Hurricane Ian, Oct 2022 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

24282 Silver Ln, Punta Gorda, FL 33955 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2026: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2022: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Silver Ln

Nearby Streets

Search Property Records by Address or Parcel Number