24281 77th Rd, O Brien, FL 32071 Property Records

Suwannee County property record for 24281 77th Rd, O Brien, FL 32071 · Last verified February 2026

Property Summary

Property Type	Mobile Home
Details	1 ba · 1,288 sqft · built 1998
Lot Size	5.01 acres (218,236 sqft)
Owner	Individual Name on File
Last Sale	$259,900 (Mar 2025)
Tax Bill	$2,107 (2024)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34-05S-14E-03743-004000`

Property Details

APN / Parcel Number

Primary APN	`34-05S-14E-03743-004000`
Alternative APN	`03743004000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,288 sqft Living Area
1st Floor Area	1,288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	218,236 sqft (5.01 acres)
Patio Area	200 sqft
Fence	Fence
Gazebo	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	03743004000
Street Address	24281 77TH RD
City	O BRIEN
State	FL
Zip	32071-3807
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LEG 5.01 ACRES THE S 467.00 FT OF THE W 467.00 FT OF THE SE1/4 OF NW1/4 & TOGETHER WITH AN EASEMENT ORB 2589 P 387-88 WD YR
Legal Range	14E
Legal Township	05S
Legal Section	34
Jurisdiction	SUWANNEE FL
Township / Civil Division	BRANFORD
Census Block Group	1
Census Block	1027
Census Tract	970601

Owner

Source: Suwannee County records · APN 34-05S-14E-03743-004000

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1521 ATLEE SUMMIT LN, KNOXVILLE, TN 37931-4763
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 03, 2025	Deed of Trust, Mortgage · VA Mortgage EMORTGAGE FUNDING LLC
Mar 21, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 06, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 21, 2025 · Amount on Record
Deed Sale	Mar 21, 2025 · Amount on Record
Prior Sale	Jul 06, 2020 · Amount on Record
Deed Document Number	2025290707
Deed Book / Page	2589 / 387
Record Updated	Jun 08, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Property Address	24281 77TH RD, O BRIEN, FL 32071-3807
Transaction Type	Mortgage
Record Updated	Feb 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24281 77TH RD, O BRIEN, FL 32071-3807

Mortgage

Document Number	0061300522
Date	Dec 03, 2025
Book Page	2655/76
Instrument	202561300522

Lender

Name	EMORTGAGE FUNDING LLC
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Mar 21, 2025
Property Address	24281 77TH RD, O BRIEN, FL 32071-3807
Document Number	0000290707
Book / Page	2589 / 387
Instrument Date	Mar 18, 2025
Instrument	2025290707
Transaction Type	Transfer
Record Updated	Feb 03, 2026
Title Company	HERITAGE S TITLE SERVICES, HERITAGE TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,819.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 SCHULTZ WAY, ARMONK, NY 10504-3300

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1521 ATLEE SUMMIT LN, KNOXVILLE, TN 37931-4763

Mortgage

Document Number	0000000389
Date	Mar 21, 2025
Instrument	2589/389

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2055

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Jul 06, 2020
Property Address	24281 77TH RD, O BRIEN, FL 32071-3807
Document Number	0000227511
Book / Page	2196 / 117
Instrument Date	Jun 25, 2020
Instrument	2020227511
Transaction Type	Transfer
Record Updated	Feb 01, 2022
Title Company	DIXIE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$882.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 119, O BRIEN, FL 32071-0119

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 BATTERY PL APT 25A, 25A, NEW YORK, NY 10280-1329

Mortgage

Document Number	0000000119
Date	Jul 06, 2020
Instrument	2196/119

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2050

Tax Assessment & Valuation

Source: Suwannee County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$148,307 (+48.23%) Land $52,479 Building $95,828	$148,307 (+48.23%) Land $52,479 Building $95,828
2024	$2,107.00 (+13.4%)
2023	$1,858.00 (+7.46%)	$100,054 (+9.69%) Land $39,829 Building $60,225	$100,054 (+9.69%) Land $39,829 Building $60,225
2022	$1,729.00	$91,219	$91,219 Land $34,569 Building $56,650

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Suwannee County (12121C), updated August 27, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121219706011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2024, rainfall accumulation, Hurricane Debby

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 18% of Florida
Wildfire Likelihood	About 1 in 901 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 3 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Uniti Group	DSL	200 / 20
Verizon	Fixed Wireless	25 / 6
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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