2428 Summerset Ct, Lodi, CA 95242 Property Records

San Joaquin County property record for 2428 Summerset Ct, Lodi, CA 95242

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,027 sqft · built 1992
Lot Size	0.219 acres (9,529 sqft)
Owner	2 Individual Names on Record
Last Sale	$800,000 (Jun 2021)
Tax Bill	$9,401 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`027-280-370-000`

Property Details

APN / Parcel Number

Primary APN	`027-280-370-000`
Alternative APN	`027-280-37`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,027 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	9,529 sqft (0.219 acres)
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	027-280-37
Street Address	2428 SUMMERSET CT
City	LODI
State	CA
Zip	95242-3652
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	89-FM PT OF 027-080-23
Legal Subdivision	APPLE ORCHARD
Legal Tract	2159
Legal Block	1
Legal Lot Number	37
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	1
Census Block	1015
Census Tract	4310

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2428 SUMMERSET CT, LODI, CA 95242-3652
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Grant Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Apr 30, 2019	Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC
Apr 30, 2019	Quit Claim Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2021 · Amount on Record
Deed Sale	Jun 9, 2021 · Amount on Record
Prior Sale	Apr 30, 2019 · Amount on Record
Deed Document Number	202198904
Last Transfer Date	Sep 2, 2025
Transfer Doc	0000074556
Record Updated	Oct 29, 2026

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 9, 2021
Property Address	2428 SUMMERSET CT, LODI, CA 95242-3652
Document Number	0000098904
Map Reference	MB 29 PG 1
Instrument Date	May 25, 2021
Instrument	2021-098904
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2428 SUMMERSET CT, LODI, CA 95242-3652

Mortgage

Document Number	0000098905
Date	Jun 9, 2021
Instrument	2021-098905

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	2428 SUMMERSET CT, LODI, CA 95242-3652
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060773
Date	May 22, 2020
Instrument	2020-060773

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 30, 2019
Property Address	2428 SUMMERSET CT, LODI, CA 95242-3652
Document Number	0000043678
Map Reference	MB 29 PG 1
Instrument Date	Apr 25, 2019
Instrument	2019-043678
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	OLD REPUBLIC TITLE CO SAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2428 SUMMERSET CT, LODI, CA 95242-3652

Mortgage

Document Number	0000043679
Date	Apr 30, 2019
Instrument	2019-043679

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 30, 2019
Property Address	2428 SUMMERSET CT, LODI, CA 95242-3652
Document Number	0000043677
Instrument Date	Oct 31, 2018
Instrument	43677
Transaction Type	Transfer
Record Updated	May 17, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	211 RAINBOW DR #11138 LIVINGSTON TX 773992011, 11138, LIVINGSTON, TX 77399-2011

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,401.00 (+0.31%)
2025	$9,372.00 (+4.02%)	$865,944 (+4.04%) Land $97,418 Building $768,526
2023	$9,010.00 (+2.26%)	$832,320 Land $93,636 Building $738,684	$874,170
2022	$8,811.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Verizon.

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