2428 Shetland Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 2428 Shetland Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,628 sqft · built 2001
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (May 2017)
Tax Bill	$7,326 (2025)
Deeds & Mortgages	Feb 2026 Sale Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T001600489`

Property Details

APN / Parcel Number

Primary APN	`T001600489`
Alternative APN	`2-113A-8189-00-024G.0000000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,628 sqft Living Area
Gross Area	6,052 sqft
1st Floor Area	1,984 sqft
Basement Area	1,984 sqft
Finished Basement	1,200 sqft
Unfinished Basement	784 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	52 sqft

Location & Zoning

Account Number	T001600489
Street Address	2428 SHETLAND DR
City	O FALLON
State	MO
Zip	63368-7210
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ABERDEEN VLG G LOT 24G
Legal Subdivision	ABERDEEN VLG G
Legal Lot Number	24G
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2011
Census Tract	311154

Owner

2428 Shetland Dr is owned and occupied by two individuals who acquired it in February 2026.

Source: St. Charles County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2428 SHETLAND DR, O FALLON, MO 63368-7210
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Beneficiary Deed, Transfer
Dec 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST
May 31, 2017	Grant Deed, Transfer FIRST ST BK/ST CHARLES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2017 · Amount on File
Deed Sale	May 31, 2017 · Amount on File
Prior Sale	Jul 9, 2003 · Amount on File
Deed Document Number	2017332410
Deed Book / Page	6751 / 1865
Last Transfer Date	Feb 18, 2026
Transfer Doc	0000007688
Record Updated	Sep 20, 2026

February 2026: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 19, 2026
Property Address	2428 SHETLAND DR, DARDENNE PRAIRIE, MO 63368-7210
Document Number	0000007688
Instrument Date	Feb 18, 2026
Instrument	2026R-007688
Transaction Type	Transfer
Record Updated	Mar 5, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2428 SHETLAND DR, O FALLON, MO 63368-7210

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	2428 SHETLAND DR, O FALLON, MO 63368-7210

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2428 SHETLAND DR, DARDENNE PRAIRIE, MO 63368-7210
Transaction Type	Mortgage
Record Updated	Jan 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2428 SHETLAND DR, O FALLON, MO 63368-7210

Mortgage

Document Number	0000102780
Date	Dec 22, 2021
Instrument	2021R-102780

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2037

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 31, 2017
Property Address	2428 SHETLAND DR, DARDENNE PRAIRIE, MO 63368-7210
Document Number	0067511865
Book / Page	006751 / 001865
Instrument Date	May 25, 2017
Instrument	332410
Transaction Type	Transfer
Record Updated	Jul 20, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2428 SHETLAND DR O FALLON MO 633687210, O FALLON, MO 63368-7210

Mortgage

Document Number	67511867
Date	May 31, 2017
Book Page	006751/001867
Instrument	332420

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2428 Shetland Dr was $7,326, up 9.7% from the year before.

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Dardenne Prairie City
County	St. Charles County
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,326.00 (+9.72%)	$121,283	$638,330 Land $90,000 Building $548,330
2024	$6,677.00
2023		$107,431
2022			$565,427 Land $70,000 Building $495,427

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2428 Shetland Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2428 Shetland Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

Nearby Properties on Shetland Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures