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2428 Shady Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 2428 Shady Dr, Arnold, MO 63010 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,352 sqft · built 1972
Lot Size0.287 acres (12,499 sqft)
Owner2 Individual Names on File
Last Sale$168,600 (Sep 2015)
Tax Bill$1,294 (2024)
Deeds & MortgagesDec 2022 Mortgage
Jun 2019 Line of Credit
Flood ZoneZone X (moderate risk)
APN018.028.02001002

Property Details

APN / Parcel Number

Primary APN018.028.02001002

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,352 sqft Living Area
1st Floor Area1,352 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Construction TypeFrame
Lot Area12,499 sqft (0.287 acres)
Lot Dimensions130 ft deep x 90 ft wide
Garage TypeDetached
Garage Area576 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2428 SHADY DR
CityARNOLD
StateMO
Zip63010-2357
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDORNSEIF TERRACE LOT 17
Legal Range6E
Legal Township43N
Legal Section28
Legal SubdivisionDORNSEIF TERRACE
Legal Block2
Legal Lot Number17
JurisdictionJEFFERSON MO
Township / Civil DivisionARNOLD
Census Block Group2
Census Block2000
Census Tract700111

Owner

Source: Jefferson County records · APN 018.028.02001002

Assessment roll updated September 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2428 SHADY DR, ARNOLD, MO 63010-2357
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 08, 2022Deed of Trust, Mortgage · FHA Mortgage
FAMILY FINANCE MORTGAGE LLC
Jun 27, 2019Deed of Trust, Mortgage · Line of Credit
WEST CMNTY CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 29, 2015 · Amount on Record
Deed SaleSep 29, 2015 · Amount on Record
Prior SaleApr 14, 2015
Deed Document Number201531595
Record UpdatedJun 08, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address2428 SHADY DR, ARNOLD, MO 63010-2357
Transaction TypeMortgage
Record UpdatedDec 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2428 SHADY DR, ARNOLD, MO 63010-2357

Mortgage

Document Number0000038777
DateDec 08, 2022
Instrument2022R-038777
Lender
NameFAMILY FINANCE MORTGAGE LLC
TypeMortgage Company
AddressARNOLD, MO 63010
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2053

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address2428 SHADY DR, ARNOLD, MO 63010-2357
Document Number0000025241
Instrument DateJun 27, 2019
Transaction TypeMortgage
Record UpdatedSep 13, 2019
Title CompanyFREEDOM TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2428 SHADY DR ARNOLD MO 630102357, ARNOLD, MO 63010-2357

Mortgage

Document Number0000025241
DateAug 23, 2019
Instrument25241
Lender
NameWEST CMNTY CU
TypeCredit Union
AddressO FALLON, MO 63368
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueAug 22, 2034
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Jefferson County records · Assessment roll updated September 29, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
MunicipalityArnold City
CountyJefferson County
Unified School DistrictFox C-6 School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$19,900 (+7.57%) Land $2,500 Building $17,400$104,800 (-) Land $13,200 Building $91,600
2024$1,294.00 (+0.62%)$104,800 (+7.38%) Land $13,200 Building $91,600
2023$1,286.00$18,500 Land $2,500 Building $16,000$97,600 Land $13,200 Building $84,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jefferson County (29099C), updated October 2, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290997001112, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 10 individual NFIP policies nearby
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims30 (1978–2019)
Claims Outside the SFHA4 of 30
Most Recent ClaimJun 2019, rainfall accumulation, Severe Storms, Tornadoes, And Flooding
Claims By Storm
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jan 2016 · 3 claims
  • Severe Storms & Flooding, Sep 1993 · 4 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 439 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Wisper ISP, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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