2428 S Bernard, Mesa, AZ 85209 Property Records

Maricopa County property record for 2428 S Bernard, Mesa, AZ 85209

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,530 sqft · built 1999
Lot Size	0.127 acres (5,569 sqft)
Owner	Individual Name on Record
Last Sale	$437,500 (Feb 2023)
Tax Bill	$1,337 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Feb 2023 Sale + 4 more
Flood Zone	Zone X (moderate risk)
APN	`312-01-040`

Property Details

APN / Parcel Number

Primary APN	`312-01-040`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,530 sqft Living Area
1st Floor Area	1,530 sqft

Exterior

Year Built	Built 1999
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	5,569 sqft (0.127 acres)
Parking Spaces	2 Parking Spaces
Pool Area	500 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	2428 S BERNARD
City	MESA
State	AZ
Zip	85209-1119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	AUGUSTA RANCH PARCEL 1 MCR 468-50
Legal Range	07E
Legal Township	01S
Legal Section	03
Legal Quarter	SW
Quarter-Quarter Section	NW
Legal Subdivision	AUGUSTA RANCH PARCEL 1
Legal Lot Number	27
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2000
Census Tract	422642

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2428 S BERNARD, MESA, AZ 85209-1119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2023	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 10, 2023	Warranty Deed, Transfer NOT AVAILABLE, NAVI TITLE AGENCY PLLC
Nov 10, 2021	Deed, Transfer
Aug 13, 2020	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY
May 21, 2018	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY
May 21, 2018	Warranty Deed, Transfer · Conventional Mortgage COPPERSTATE LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2023 · Amount on Record
Deed Sale	Feb 10, 2023 · Amount on Record
Prior Sale	Feb 10, 2023
Deed Document Number	20230068786
Record Updated	Jun 8, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 10, 2023
Property Address	2428 S BERNARD, MESA, AZ 85209-1119
Document Number	0000068786
Map Reference	MB 468 PG 50
Instrument Date	Jan 31, 2023
Instrument	20230068786
Transaction Type	Transfer
Record Updated	Feb 20, 2023
Title Company	NOT AVAILABLE, NAVI TITLE AGENCY PLLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	729 N DATE, MESA, AZ 85201-4828

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2428 S BERNARD, MESA, AZ 85209-1119

Mortgage

Document Number	0000068787
Date	Feb 10, 2023
Instrument	20230068787

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 10, 2023
Property Address	2428 S BERNARD, MESA, AZ 85209-1119
Document Number	0000068785
Map Reference	MB 468 PG 50
Instrument Date	Jan 31, 2023
Instrument	20230068785
Transaction Type	Transfer
Record Updated	Mar 5, 2024
Title Company	NOT AVAILABLE, NAVI TITLE AGENCY PLLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	729 N DATE, MESA, AZ 85201-4828
Investor	Possibly a Property Investor

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 10, 2021
Property Address	2428 S BERNARD, MESA, AZ 85209-1119
Document Number	0001205222
Map Reference	MB 468 PG 50
Instrument Date	Nov 9, 2021
Instrument	20211205222
Transaction Type	Transfer
Record Updated	Nov 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 17503, FOUNTAIN HILLS, AZ 85269-7503

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 13, 2020
Property Address	2428 S BERNARD, MESA, AZ 85209-1119
Document Number	0000742532
Instrument Date	Aug 12, 2020
Instrument	742532
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$325.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2428 S BERNARD MESA AZ 852091119, MESA, AZ 85209-1119

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 21, 2018
Property Address	2428 S BERNARD, MESA, AZ 85209-1119
Document Number	0000385894
Instrument Date	May 6, 2018
Instrument	385894
Transaction Type	Transfer
Record Updated	May 29, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	421 W HACKBERRY DR CHANDLER AZ 852483958, CHANDLER, AZ 85248-3958

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 21, 2018
Property Address	2428 S BERNARD, MESA, AZ 85209-1119
Document Number	0000385893
Instrument Date	Apr 1, 2018
Instrument	385893
Transaction Type	Transfer
Record Updated	May 29, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	421 W HACKBERRY DR CHANDLER AZ 852483958, CHANDLER, AZ 85248-3958

Mortgage

Document Number	385895
Date	May 21, 2018
Instrument	385895

Lender

Name	COPPERSTATE LNDG
Address	PHOENIX, AZ 85022

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2048

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Mesa City
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,760 (-1.62%)	$377,600 (-1.62%) Land $75,500 Building $302,100
2025	$1,337.00 (-0.89%)
2024		$38,380	$383,800 Land $76,700 Building $307,100
2023	$1,349.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 99.1% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MESA serves 466,000 people · EPA ID AZ0407095
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 806 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
CopperNet Systems Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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