2428 S 3rd St, Waco, TX 76706 Property Records

McLennan County property record for 2428 S 3rd St, Waco, TX 76706 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,288 sqft · built 1935
Lot Size	0.294 acres (12,807 sqft)
Owner	Company Name on File
Tax Bill	$4,385 (2024)
Deeds & Mortgages	Mar 2024 Mortgage
Flood Zone	Zone AE (high risk)
APN	`480210000089008`

Property Details

APN / Parcel Number

Primary APN	`480210000089008`
Alternative APNs	`4802100000890080111` `175542`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,288 sqft Living Area
1st Floor Area	1,288 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1984
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Material	Metal
Lot Area	12,807 sqft (0.294 acres)
Lot Dimensions	175 ft deep x 73 ft wide
Garage Type	Carport
Garage Area	378 sqft
Carport	Carport
Carport Area	140 sqft
Driveway	Driveway
Driveway Area	300 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	577 sqft
Patio Area	144 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	175542
Old Parcel Number	4802100000890080111
Street Address	2428 S 3RD ST
City	WACO
State	TX
Zip	76706-6448
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GURLEY D R TR LOT 4E BLOCK A ACRES 0.294
Legal Subdivision	GURLEY D R TR
Legal Block	A
Legal Lot Number	4E E4
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2014
Census Tract	200

Owner

Source: McLennan County records · APN 480210000089008

Assessment roll updated August 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	13491 S UNITEC DR, LAREDO, TX 78045-9415
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 08, 2024
Deed Sale	Mar 08, 2024
Prior Sale	Mar 27, 2006
Deed Document Number	2024007153
Record Updated	Jun 08, 2026

March 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Mar 08, 2024
Property Address	2428 S 3RD ST, WACO, TX 76706-6448
Document Number	0000007153
Map Reference	DOC 2022006212
Instrument Date	Mar 05, 2024
Instrument	2024007153
Transaction Type	Transfer
Record Updated	Dec 11, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13491 S UNITEC DR, LAREDO, TX 78045-9415

Mortgage

Document Number	0000007154
Date	Mar 08, 2024
Instrument	2024007154

Lender

Name	TEXAS COMMUNITY BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 06, 2044

Tax Assessment & Valuation

Source: McLennan County records · Assessment roll updated August 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$156,000 (-3.11%) Land $52,510 Building $103,490	$156,000 (-3.11%) Land $52,510 Building $103,490
2024	$4,385.00 (+21.5%)
2023		$161,000 Land $52,050 Building $108,950	$161,000 Land $52,050 Building $108,950
2022	$3,609.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLennan County (48309C), updated June 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483090002002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 28 individual NFIP policies nearby
Nearby Flood Policies	28 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 6% of Texas
Wildfire Likelihood	About 1 in 4,348 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 215 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Pavlov Media	Fiber	8,000 / 8,000
Radiate Holdings	Cable	1,500 / 50
Spectrum	Cable	1,000 / 1,000
AMG Technology Investment Group	Fixed Wireless	500 / 100
Verizon	Fixed Wireless	300 / 20
Helmsco	Fixed Wireless (unlicensed)	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, AMG Technology Investment Group, Radiate Holdings, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.