2428 S 11th St, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 2428 S 11th St, Saint Joseph, MO 64503

Property Summary

Property Type	Single Family Home
Details	1,176 sqft · built 1917
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Tax Bill	$374 (2025)
Deeds & Mortgages	Aug 2023 Mortgage
APN	`06-4.0-20-001-002-149.000`

Property Details

APN / Parcel Number

Primary APN	`06-4.0-20-001-002-149.000`

Interior

Building Area	1,176 sqft Base Area
1st Floor Area	1,176 sqft

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	140 ft deep x 35 ft wide

Location & Zoning

Street Address	2428 S 11TH ST
City	SAINT JOSEPH
State	MO
Zip	64503-2935
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:NOBLE TRACT LOT:2 BLK:3LGL DESC:N 35' S 1/2 OF LOT 2 LYING BET WL OF 11TH ST & EL OF ALLEY LOT 2
Legal Subdivision	NOBLE TRACT
Legal Block	3
Legal Lot Number	2
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1107
Census Tract	3001

Owner

2428 S 11th St is owned and occupied by an individual.

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2428 S 11TH ST, SAINT JOSEPH, MO 64503-2935
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	2428 S 11TH ST, SAINT JOSEPH, MO 64503-2935
Transaction Type	Mortgage
Record Updated	Sep 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2428 S 11TH ST, SAINT JOSEPH, MO 64503-2935

Mortgage

Document Number	003789/928
Date	Aug 23, 2023
Book Page	3789/928
Instrument	2023006466

Lender

Name	CITY OF ST JOSEPH
Type	Government Agency
Address	SAINT JOSEPH, MO 64501

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2428 S 11th St was $374, up 0.3% from the year before.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$374.00 (+0.27%)	$5,460 Land $860 Building $4,600	$28,720 Land $4,500 Building $24,220
2024	$373.00 (+10.68%)
2023	$337.00 (-0.59%)	$5,140 (-) Land $860 Building $4,280	$27,030 Land $4,500 Building $22,530
2022	$339.00	$5,140 Land $860 Building $4,280
2021			$27,030 Land $4,500 Building $22,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2428 S 11th St; 8 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2428 S 11th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20