2428 River Chase Dr, Monroe, NC 28110 Property Records

Union County property record for 2428 River Chase Dr, Monroe, NC 28110

Property Summary

Property TypeRural Home
Details2 bd · 2 ba · 1,060 sqft · built 1996
Lot Size0.368 acres (16,030 sqft)
OwnerIndividual Name on Record
Last Sale$160,000 (Apr 2018)
Tax Bill$2,262 (2025)
Deeds & MortgagesFeb 2023 Transfer
Apr 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-307-146

Property Details

APN / Parcel Number

Primary APN09-307-146

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms2 Rooms
Stories1 Story
Building Area1,060 sqft Living Area
Gross Area1,482 sqft
1st Floor Area1,060 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area16,030 sqft (0.368 acres)
Garage TypeAttached
Garage Area422 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area54 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2428 RIVER CHASE DR
CityMONROE
StateNC
Zip28110-8999
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeR-20 MONRO
Legal Description#81 RIVER CHASE OPCE209
Legal SubdivisionRIVER CHASE
Legal Lot Number81
JurisdictionUNION NC
Township / Civil DivisionMONROE
Census Block Group2
Census Block2001
Census Tract20403

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2428 RIVER CHASE DR, MONROE, NC 28110-8999
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 7, 2023Intrafamily Transfer, Transfer
Apr 30, 2018Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 30, 2018 · Amount on Record
Deed SaleApr 30, 2018 · Amount on Record
Prior SaleNov 22, 2002 · Amount on Record
Deed Document Number201811508
Deed Book / Page7147 / 388
Last Transfer DateFeb 3, 2023
Transfer Doc0008651460
Record UpdatedOct 29, 2026

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionUNION NC
Recording DateFeb 7, 2023
Property Address2428 RIVER CHASE DR, MONROE, NC 28110-8999
Document Number0008651460
Book / Page8651 / 460
Map ReferenceCAB E FILE 209
Instrument DateFeb 3, 2023
Instrument2753
Transaction TypeTransfer
Record UpdatedFeb 20, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2428 RIVER CHASE DR, MONROE, NC 28110-8999

Transferred To (Grantee/Buyer)

NameVerified Name
Address2428 RIVER CHASE DR, MONROE, NC 28110-8999

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateApr 30, 2018
Property Address2428 RIVER CHASE DR, MONROE, NC 28110-8999
Document Number0007147388
Book / Page7147 / 388
Map ReferenceCAB E FILE 209
Instrument DateApr 30, 2018
Instrument0011508
Transaction TypeTransfer
Record UpdatedDec 14, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$320.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4924 DWIGHT STARNES RD, 4924, WAXHAW, NC 28173-9544

Transferred To (Grantee/Buyer)

NameVerified Name
Address2428 RIVER CHASE DR, MONROE, NC 28110-8999

Mortgage

Document Number0000011509
DateApr 30, 2018
Instrument0011509
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2048

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityMonroe City
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$258,800 (-) Land $59,700 Building $199,100$258,800 (-) Land $59,700 Building $199,100
2025$2,262.00 (+17.75%)$258,800 (+46.88%) Land $59,700 Building $199,100$258,800 (+46.88%) Land $59,700 Building $199,100
2023$1,921.00$176,200 Land $35,000 Building $141,200$176,200 Land $35,000 Building $141,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MONROE
serves 43,081 people · EPA ID NC0190010
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Aug 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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