2428 Raintree Ave, Westminster, MD 21157 Property Records

Carroll County property record for 2428 Raintree Ave, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,028 sqft · built 1977
Lot Size	1.02 acres (44,431 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Mar 2018)
Tax Bill	$3,286 (2026)
Deeds & Mortgages	Nov 2023 Line of Credit Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-024421`

Property Details

APN / Parcel Number

Primary APN	`08-024421`
Alternative APNs	`8024421` `024421`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,028 sqft Total Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	44,431 sqft (1.02 acres)
Garage Type	Basement
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Deck Area	80 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	024421
Street Address	2428 RAINTREE AVE
City	WESTMINSTER
State	MD
Zip	21157-6636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-400
Legal Description	LT 75 - 1.0217 ACS 2428 RAINTREE AVE 16-14 GREENBRIER SC ASPEN RUN
Legal Subdivision	ASPEN RUN
Legal Lot Number	75
Jurisdiction	CARROLL MD
Township / Civil Division	8, HAMPSTEAD
Census Block Group	2
Census Block	2017
Census Tract	508200

Owner

2428 Raintree Ave is owned and occupied by two individuals who bought it in March 2018.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2428 RAINTREE AVE, WESTMINSTER, MD 21157-6636
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2023	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL FCU OF MARYLAND
Mar 22, 2018	Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2018 · Amount on File
Deed Sale	Mar 22, 2018 · Amount on File
Prior Sale	Dec 17, 1987 · Amount on File
Deed Book / Page	8968 / 193
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	2428 RAINTREE AVE, WESTMINSTER, MD 21157-6636
Transaction Type	Mortgage
Record Updated	Dec 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0111520182
Date	Nov 27, 2023
Book Page	11152/182

Lender

Name	FIRST FINANCIAL FCU OF MARYLAND
Type	Credit Union
Address	SPARKS GLENCOE, MD 21152

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 31, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Mar 22, 2018
Property Address	2428 RAINTREE AVE, WESTMINSTER, MD 21157-6636
Document Number	0089680193
Book / Page	8968 / 0193
Map Reference	MB16 FO14
Instrument Date	Feb 28, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	LAWYERS TITLE TRUST TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2428 RAINTREE AVE, WESTMINSTER, MD 21157-6636

Mortgage

Document Number	0008968199
Date	Mar 22, 2018
Instrument	8968/199

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 2428 Raintree Ave was $3,286, up 7.3% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,286.00 (+7.32%)	$288,067 (+7.45%)	$328,000 (+22.34%) Land $200,200 Building $127,800
2025	$3,062.00	$268,100 Land $145,200 Building $122,900	$268,100 Land $145,200 Building $122,900
2023	$2,772.00	$245,367	$268,100 Land $145,200 Building $122,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2428 Raintree Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2005 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2428 Raintree Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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