Cook County property record for 2428 Prospect Ave, Evanston, IL 60201
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,529 sqft · built 1953 |
| Lot Size | 0.134 acres (5,856 sqft) |
| Owner | Individual Name on File |
| Last Sale | $590,000 (Jul 2018) |
| Tax Bill | $11,060 (2023) |
| Deeds & Mortgages | Jan 2024 Second Mortgage Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-11-300-039 |
| Primary APN | 10-11-300-039 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,529 sqft Living Area |
| 1st Floor Area | 1,529 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Bungalow |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 5,856 sqft (0.134 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 2428 PROSPECT AVE |
|---|---|
| City | EVANSTON |
| State | IL |
| Zip | 60201-1840 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 13E |
| Legal Township | 41N |
| Legal Section | 11 |
| Legal Subdivision | J S HOVLANDS ADD 01 |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | COOK IL |
| Township / Civil Division | EVANSTON |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 809000 |
2428 Prospect Ave is owned and occupied by an individual who acquired it in September 2024.
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2428 PROSPECT AVE, EVANSTON, IL 60201-1840 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| Jan 19, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TOWER FCU |
| Aug 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Oct 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MTG |
| Jul 27, 2018 | Warranty Deed, Transfer PERL MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 27, 2018 · Amount on File |
| Deed Sale | Jul 27, 2018 · Amount on File |
| Prior Sale | Jul 3, 2001 · Amount on File |
| Deed Document Number | 201849047 |
| Last Transfer Date | Sep 5, 2024 |
| Transfer Doc | 0000020317 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 2428 PROSPECT AVE, EVANSTON, IL 60201-1840 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0001906079 |
|---|---|
| Date | Jan 19, 2024 |
| Instrument | 2401906079 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 56 Months |
| Due | Sep 25, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 2428 PROSPECT AVE, EVANSTON, IL 60201-1840 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0021546083 |
|---|---|
| Date | Aug 3, 2021 |
| Instrument | 2121546083 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 2428 PROSPECT AVE, EVANSTON, IL 60201-1840 |
| Document Number | 1932308556 |
| Instrument Date | Oct 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2428 PROSPECT AVE EVANSTON IL 602011840, EVANSTON, IL 60201-1840 |
| Document Number | 1932308556 |
|---|---|
| Date | Nov 19, 2019 |
| Instrument | 32308556 |
| Name | CROSSCOUNTRY MTG |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 18, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jul 27, 2018 |
| Property Address | 2428 PROSPECT AVE, EVANSTON, IL 60201-1840 |
| Document Number | 1820849047 |
| Instrument Date | Jun 7, 2018 |
| Instrument | 20849047 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2018 |
| Title Company | ATTORNEY'S TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $590.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2428 PROSPECT AVE EVANSTON IL 602011840, EVANSTON, IL 60201-1840 |
| Document Number | 1820849048 |
|---|---|
| Date | Jul 27, 2018 |
| Instrument | 20849048 |
| Name | PERL MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60618 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 26, 2048 |
| Rate | 4.5% |
|---|
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| Municipality | Evanston City |
| Elementary School District | Evanston Community Consolidated School District 65 (PK - 08) |
| Secondary School District | Evanston Township High School District 202 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $59,000 Land $11,419 Building $47,581 | $590,000 Land $114,190 Building $475,810 | |
| 2023 | $11,060.00 (+4.47%) | ||
| 2022 | $10,587.00 Homeowner's exemption | $48,999 Land $9,662 Building $39,337 | $489,990 Land $96,620 Building $393,370 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2428 Prospect Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2428 Prospect Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EVANSTON serves 74,486 people · EPA ID IL0310810 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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