Stanislaus County property record for 2428 Pine Ridge Dr, Modesto, CA 95351
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,714 sqft · built 1983 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $435,000 (Mar 2005) |
| Tax Bill | $5,675 (2026) |
| Deeds & Mortgages | Apr 2023 Line of Credit Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 039-043-026-000 |
| Primary APN | 039-043-026-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,714 sqft Living Area |
| 1st Floor Area | 1,714 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Construction Type | Wood |
| Lot Area | 9,583 sqft (0.22 acres) |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Patio Area | 170 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2428 PINE RIDGE DR |
|---|---|
| City | MODESTO |
| State | CA |
| Zip | 95351-4860 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP E5 63 |
| Legal Subdivision | NORTHRIDGE HEIGHTS |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | STANISLAUS CA |
| Township / Civil Division | MODESTO |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 2701 |
Source: Stanislaus County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2428 PINE RIDGE DR, MODESTO, CA 95351-4860 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 7, 2023 | Intrafamily Transfer, Transfer · Line of Credit FARMERS & MERCHANTS BANK OF CENTRAL |
| Jan 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2005 · Amount on Record |
| Deed Sale | Mar 31, 2005 · Amount on Record |
| Prior Sale | Nov 10, 1998 · Amount on Record |
| Deed Document Number | 200553372 |
| Last Transfer Date | Mar 22, 2023 |
| Transfer Doc | 0000015279 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Apr 7, 2023 |
| Property Address | 2428 PINE RIDGE DR, MODESTO, CA 95351-4860 |
| Document Number | 0000015279 |
| Map Reference | MB 28 PG 8 |
| Instrument Date | Mar 22, 2023 |
| Instrument | 2023-0015279 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2023 |
| Title Company | PLACER TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2428 PINE RIDGE DR, MODESTO, CA 95351-4860 |
| Document Number | 0000015280 |
|---|---|
| Date | Apr 7, 2023 |
| Instrument | 2023-0015280 |
| Name | FARMERS & MERCHANTS BANK OF CENTRAL |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 2428 PINE RIDGE DR, MODESTO, CA 95351-4860 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK TITLE CALIFORNIA INC |
| Name | Verified Name |
|---|
| Document Number | 0000002196 |
|---|---|
| Date | Jan 15, 2020 |
| Instrument | 2020-0002196 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2035 |
Source: Stanislaus County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Municipality | Ceres City |
| Unified School District | Ceres Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $5,675.00 (-11.73%) | $495,000 (-9.92%) Land $210,000 Building $285,000 |
| 2025 | $6,429.00 (+16.3%) | $549,500 (+10.34%) Land $210,000 Building $339,500 |
| 2023 | $5,528.00 (+3.31%) | $498,000 Land $225,000 Building $273,000 |
| 2022 | $5,351.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2017 · Severe Winter Storms, Flooding, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CERES serves 54,513 people · EPA ID CA5010028 |
|---|---|
| Water Source | Purchased surface water from STANISLAUS REGIONAL WATER AUTHORITY |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 697 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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