Osceola County property record for 2428 Pine Chase Cir, Saint Cloud, FL 34769 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1992 |
| Square Footage | 1,456 sqft Living Area |
| Lot Size | 9,583 sqft (0.22 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $300,000 (2024) |
| Tax Bill | $693.00 (2024) |
| Primary APN | 16-26-30-0755-0001-0410 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 1 Plumbing Fixture |
| Building Area | 1,456 sqft Living Area |
| Gross Area | 1,936 sqft Gross Area |
| 1st Floor Area | 1,456 sqft 1st Floor |
| Stories | 1 Story |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 120 ft deep x 80 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached |
| Garage Area | 460 sqft Garage |
| Porch | Finished/Open Porch |
| Porch Area | 20 sqft Porch |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 2428 PINE CHASE CIR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-6500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PINE CHASE ESTATES UNIT 1 PB 5 PG 169 LOT 41 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 16 |
| Legal Subdivision | PINE CHASE ESTATES UNIT 1 |
| Legal Tract | 755 |
| Legal Block | 410 |
| Legal Lot Number | 41 |
| Legal Unit | 1P |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 43208 |
Source: Osceola County records · APN 16-26-30-0755-0001-0410
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2428 PINE CHASE CIR, SAINT CLOUD, FL 34769-6500 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Apr 01, 2024 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 08, 2021 | Deed of Trust, Mortgage · SBA Mortgage LIVE OAK BANKING COMPANY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 01, 2024 · Amount on Record |
| Deed Sale | Apr 01, 2024 · Amount on Record |
| Prior Sale | Sep 16, 1999 · Amount on Record |
| Deed Document Number | 202440072 |
| Deed Book / Page | 6573 / 238 |
| Prior Transfer Date | May 30, 2007 |
| Prior Transfer Doc | 0034972712 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2428 PINE CHASE CIR, SAINT CLOUD, FL 34769-6500 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2428 PINE CHASE CIR, SAINT CLOUD, FL 34769-6500 |
| Document Number | 0065730239 |
|---|---|
| Date | Apr 01, 2024 |
| Book Page | 6573/239 |
| Instrument | 2024040073 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | 585 SOUTH BLVD E, PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2428 PINE CHASE CIR, SAINT CLOUD, FL 34769-6500 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2428 PINE CHASE CIR, SAINT CLOUD, FL 34769-6500 |
| Document Number | 0058672625 |
|---|---|
| Date | Jan 08, 2021 |
| Book Page | 5867/2625 |
| Instrument | 2021003661 |
| Name | LIVE OAK BANKING COMPANY |
|---|---|
| Type | Bank |
| Address | WILMINGTON, NC 28403 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 311 Months |
| Due | Dec 23, 2046 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,634.00 (+568.69%) | $258,700 (+228.45%) Land $70,000 Building $188,700 | $258,700 (+8.02%) Land $70,000 Building $188,700 |
| 2024 | $693.00 (+5.16%) | ||
| 2023 | $659.00 (+6.63%) Homeowner's exemption | $78,764 (+3%) | $239,500 (+4.04%) Land $55,000 Building $184,500 |
| 2022 | $618.00 Homeowner's exemption | $76,470 | $230,200 Land $55,000 Building $175,200 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 35% of the US · above 10% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 3,333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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