Clay County property record for 2428 Old Pine Trl, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,894 sqft · built 2003 |
| Lot Size | 0.104 acres (4,564 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $195,500 (Nov 2018) |
| Tax Bill | $2,515 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-05-26-014221-039-61 |
| Primary APN | 05-05-26-014221-039-61 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,894 sqft Heated Area |
| Gross Area | 2,284 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,564 sqft (0.104 acres) |
| Garage Area | 244 sqft |
| Porch | Porch |
| Porch Area | 146 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2428 OLD PINE TRL |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-4918 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 16-B PINE LAKE U-1 AS RECO R 4141 PG 2174 |
| Legal Range | 26 |
| Legal Township | 05 |
| Legal Section | 05 |
| Legal Subdivision | PINE LAKE U-1 @ EAGLE HARBOR |
| Legal Lot Number | 16 |
| Legal Unit | 1 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 30707 |
Source: Clay County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2428 OLD PINE TRL, FLEMING ISLAND, FL 32003-4918 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 27, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| Mar 2, 2020 | Deed of Trust, Mortgage · FHA Mortgage RESOURCE FINANCIAL SERVICES INC |
| Nov 16, 2018 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 16, 2018 · Amount on Record |
| Deed Sale | Nov 16, 2018 · Amount on Record |
| Prior Sale | Dec 27, 2004 · Amount on Record |
| Deed Document Number | 2018060230 |
| Deed Book / Page | 4141 / 2174 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 2428 OLD PINE TRL, FLEMING ISLAND, FL 32003-4918 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2022 |
| Title Company | TRADEMARK TITLE INC, TRADEMARK TITLE |
| Name | Verified Name |
|---|---|
| Address | 2428 OLD PINE TRL, ORANGE PARK, FL 32003-4918 |
| Document Number | 0045641264 |
|---|---|
| Date | Jan 27, 2022 |
| Book Page | 4564/1264 |
| Instrument | 2022006132 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 2428 OLD PINE TRL, FLEMING ISLAND, FL 32003-4918 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0042840843 |
|---|---|
| Date | Mar 2, 2020 |
| Book Page | 4284/843 |
| Instrument | 2020011270 |
| Name | RESOURCE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, SC 29205 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Nov 16, 2018 |
| Property Address | 2428 OLD PINE TRL, FLEMING ISLAND, FL 32003-4918 |
| Document Number | 0041412174 |
| Book / Page | 4141 / 2174 |
| Map Reference | MB36 PG78-90 |
| Instrument Date | Nov 15, 2018 |
| Instrument | 2018060230 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2022 |
| Title Company | TRADEMARK TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2772 SHADE TREE DR, 2772, FLEMING ISLAND, FL 32003-4975 |
| Name | Verified Name |
|---|---|
| Address | 2428 OLD PINE TRL, FLEMING ISLAND, FL 32003-4918 |
| Document Number | 2018060231 |
|---|---|
| Date | Nov 16, 2018 |
| Instrument | 2018060231 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 42 Months |
| Due | May 6, 2022 |
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,515.00 (-38.93%) Homeowner's exemption | $205,085 (+5.99%) | $304,014 (+11.5%) Land $55,000 Building $249,014 |
| 2023 | $4,118.00 (+7.04%) Homeowner's exemption | $193,501 (+3%) | $272,663 (+12.89%) Land $40,000 Building $232,663 |
| 2022 | $3,847.00 Homeowner's exemption | $187,866 | $241,534 Land $40,000 Building $201,534 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 90 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 90 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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