Lake County property record for 2428 Monroe St, Gary, IN 46407
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,240 sqft · built 1955 |
| Lot Size | 0.083 acres (3,615 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,129 (2024) |
| Deeds & Mortgages | Jun 2026 Mortgage Jun 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-25-47-0015-0008 |
| Primary APN | 001-25-47-0015-0008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,240 sqft Living Area |
| Gross Area | 3,360 sqft |
| 1st Floor Area | 1,120 sqft |
| Basement Area | 1,120 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1970 |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 3,615 sqft (0.083 acres) |
| Lot Dimensions | 121 ft deep x 30 ft wide |
| View / Lot | Alley |
| Garage Area | 1,120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2428 MONROE ST |
|---|---|
| City | GARY |
| State | IN |
| Zip | 46407-3529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SCHOOL SITE ADD. L.8 BL.3 |
| Legal Subdivision | SCHOOL SITE ADD |
| Legal Block | 3 |
| Legal Lot Number | 8 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | CALUMET |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 11900 |
2428 Monroe St is owned by an individual who acquired it in June 2018.
Source: Lake County records, as of July 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7032 S PAXTON AVE, CHICAGO, IL 60649-2200 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 6, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 26, 2018 | Grant Deed, Transfer LIBERTY TITLE AND ESCROW |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2018 |
| Deed Sale | Jun 26, 2018 |
| Prior Sale | Sep 18, 2013 · Amount on File |
| Deed Document Number | 201839522 |
| Prior Transfer Date | Jul 9, 2007 |
| Prior Transfer Doc | 0000063645 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Jun 23, 2026 |
| Property Address | 2428 MONROE ST, GARY, IN 46407-3529 |
| Document Number | 0000526060 |
| Instrument Date | Jun 17, 2026 |
| Instrument | 2026526060 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2428 MONROE ST, GARY, IN 46407-3529 |
| Document Number | 0000526060, |
|---|---|
| Date | Jun 23, 2026 |
| Instrument | 2026526060 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 2428 MONROE ST, GARY, IN 46407-3529 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000023253 |
|---|---|
| Date | Jun 6, 2022 |
| Instrument | 2022-523253 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 1, 2042 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Jun 26, 2018 |
| Property Address | 2428 MONROE ST, GARY, IN 46407-3529 |
| Document Number | 0000039522 |
| Instrument Date | Jun 21, 2018 |
| Instrument | 39522 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2018 |
| Title Company | LIBERTY TITLE AND ESCROW |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7032 S PAXTON AVE CHICAGO IL 606492200, CHICAGO, IL 60649-2200 |
Source: Lake County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Calumet Township |
| Municipality | Gary City |
| Unified School District | Gary Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $60,700 Land $4,600 Building $56,100 | $60,700 Land $4,600 Building $56,100 | |
| 2024 | $1,129.00 | ||
| 2023 | $34,500 (+22.34%) Land $4,600 Building $29,900 | $34,500 (+22.34%) Land $4,600 Building $29,900 | |
| 2022 | $1,073.00 | $28,200 Land $1,800 Building $26,400 | $28,200 Land $1,800 Building $26,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2428 Monroe St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 2428 Monroe St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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