2428 Monroe Pl, Escondido, CA 92027 Property Records

San Diego County property record for 2428 Monroe Pl, Escondido, CA 92027

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,100 sqft · built 2021
Owner	2 Company Names on Record
Last Sale	$1,475,000 (Oct 2025)
Tax Bill	$13,351 (2025)
Deeds & Mortgages	May 2026 Transfer Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`225-820-19-00`

Property Details

APN / Parcel Number

Primary APN	`225-820-19-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,100 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	2428 MONROE PL
City	ESCONDIDO
State	CA
Zip	92027-1720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Description	LOT 30 TR 016404
Legal Subdivision	ESCONDIDO TRACT NO 920
Legal Tract	016404
Legal Block	2
Legal Lot Number	30
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2006
Census Tract	20110

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2428 MONROE PL, ESCONDIDO, CA 92027-1720
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Nov 3, 2021	Deed of Trust, Mortgage · Commercial Mortgage THE LOAN COMPANY OF SAN DIEGO
Oct 23, 2025	Grant Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
Mar 16, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2025 · Amount on Record
Deed Sale	Oct 23, 2025 · Amount on Record
Deed Document Number	2025297732
Last Transfer Date	May 22, 2026
Transfer Doc	0000148973
Record Updated	Sep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 26, 2026
Property Address	2428 MONROE PL, ESCONDIDO, CA 92027-1720
Document Number	0000148973
Instrument Date	May 22, 2026
Instrument	2026148973
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2428 MONROE PL, ESCONDIDO, CA 92027-1720

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2428 MONROE PL, ESCONDIDO, CA 92027-1720
Transaction Type	Mortgage
Record Updated	Nov 3, 2025
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3224 ARMAGOSA WAY, JAMUL, CA 91935-3424

Mortgage

Document Number	0000765437
Date	Nov 3, 2021
Instrument	2021-0765437

Lender

Name	THE LOAN COMPANY OF SAN DIEGO
Type	Mortgage Company
Address	SAN DIEGO, CA 92110

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 23, 2025
Property Address	2428 MONROE PL, ESCONDIDO, CA 92027-1720
Document Number	0000297732
Map Reference	MAP 16404
Instrument Date	Oct 13, 2025
Instrument	2025-0297732
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2428 MONROE PL, ESCONDIDO, CA 92027-1720

Mortgage

Document Number	0000297733
Date	Oct 23, 2025
Instrument	2025-0297733

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	4.37%
Max Rate At Change	6.37%
Index	1-Year CMT
Max Rate	5%

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 16, 2021
Property Address	2428 MONROE PL, ESCONDIDO, CA 92027-1720
Document Number	0000202305
Map Reference	MAP 16404
Instrument Date	Feb 4, 2021
Instrument	2021-0202305
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	FIRST AMERICAN TITLE HSD, FIRST AMERICAN TITLE CO HSD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2428 MONROE PL, ESCONDIDO, CA 92027-1720

Mortgage

Document Number	0000202306
Date	Mar 16, 2021
Instrument	2021-0202306

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Escondido City
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,475,000 (+38.49%) Land $494,691 Building $980,309
2025	$13,351.00 (+4.42%) Homeowner's exemption	$1,065,051 (+4.04%) Land $357,201 Building $707,850
2023	$12,786.00 (+5.27%) Homeowner's exemption	$1,023,696 Land $343,332 Building $680,364
2022	$12,146.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 62% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: AT&T, GeoLinks, Verizon.

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