2428 Melba Ave, McAllen, TX 78503 Property Records

Hidalgo County property record for 2428 Melba Ave, McAllen, TX 78503

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,304 sqft · built 1990
Lot Size	0.103 acres (4,500 sqft)
Owner	Individual Name on File
Last Sale	$168,093 (Mar 2024)
Tax Bill	$1,659 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Nov 2023 Mortgage + 1 more
APN	`I200004000006300`

Property Details

APN / Parcel Number

Primary APN	`I200004000006300`
Alternative APNs	`R450113` `450113`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,304 sqft Living Area
Gross Area	1,324 sqft
1st Floor Area	1,048 sqft
Utility Area	64 sqft
Flooring	Tile

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1997
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,500 sqft (0.103 acres)
Lot Dimensions	90 ft deep x 50 ft wide
Porch	Covered Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2428 MELBA AVE
City	MCALLEN
State	TX
Zip	78503-8907
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	IDELA PARK UT 4 LOT 63
Legal Subdivision	IDELA PARK UT 4 - SML
Legal Tract	63
Legal Block	2
Legal Lot Number	63
Jurisdiction	HIDALGO TX
Township / Civil Division	MCALLEN-PHARR
Census Block Group	2
Census Block	2000
Census Tract	20508

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Louisiana-Rio Grande Canal Company Irrigation System listed 1995 · 3 contributing resources · NRIS 95001284

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2428 Melba Ave is owned and occupied by an individual who bought it in March 2024.

Source: Hidalgo County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	2428 MELBA AVE, MCALLEN, TX 78503-8907
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2024	Vendor's Lien, Transfer · FHA Mortgage RIGHT START MORTGAGE INC
Nov 20, 2023	Vendor's Lien, Transfer · Commercial Mortgage RALLY CU
Oct 1, 2020	Vendor's Lien, Transfer · FHA Mortgage MID-AMERICAN MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2024 · Amount on File
Deed Sale	Mar 12, 2024 · Amount on File
Prior Sale	Nov 20, 2023 · Amount on File
Deed Document Number	20243530145
Prior Transfer Date	Sep 29, 2020
Prior Transfer Doc	0003153363
Record Updated	Oct 29, 2026

March 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HIDALGO TX
Recording Date	Mar 12, 2024
Property Address	2428 MELBA AVE, MCALLEN, TX 78503-8907
Document Number	0003530145
Map Reference	VOL 21 PG 69
Instrument Date	Mar 11, 2024
Instrument	3530145
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	SAN JACINTO TITLE SVCS-MCALLEN, SAN JACINTO TTL SVCS MCALLEN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 5, MISSION, TX 78573-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2428 MELBA AVE, MCALLEN, TX 78503-8907

Mortgage

Document Number	0003530146
Date	Mar 12, 2024
Instrument	3530146

Lender

Name	RIGHT START MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

November 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HIDALGO TX
Recording Date	Nov 20, 2023
Property Address	2428 MELBA AVE, MCALLEN, TX 78503-8907
Document Number	0003501183
Map Reference	VOL 21 PG 69
Instrument Date	Nov 16, 2023
Instrument	3501183
Transaction Type	Transfer
Record Updated	Dec 6, 2023
Title Company	EDWARDS ABSTRACT AND TITLE COMPANY, EDWARDS ABSTRACT AND TTL CO

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5535 WINDING CREEK WAY, HOUSTON, TX 77017-6715

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 5, MISSION, TX 78573-0001

Mortgage

Document Number	0003501184
Date	Nov 20, 2023
Instrument	3501184

Lender

Name	RALLY CU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

October 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HIDALGO TX
Recording Date	Oct 1, 2020
Property Address	2428 MELBA AVE, MCALLEN, TX 78503-8907
Document Number	0003153363
Map Reference	VOL 21 PG 69
Instrument Date	Sep 29, 2020
Instrument	3153363
Transaction Type	Transfer
Record Updated	Nov 26, 2021
Title Company	LANDTITLE TEXAS LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	501 BOLIVAR AVE APT 3, 501, RANCHO VIEJO, TX 78575-9599

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2428 MELBA AVE, MCALLEN, TX 78503-8907

Mortgage

Document Number	0003153364
Date	Oct 1, 2020
Instrument	3153364

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2428 Melba Ave was $1,659 with a homeowner's exemption, down 20.5% from the year before.

Source: Hidalgo County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hidalgo County
Municipality	McAllen City
Unified School District	McAllen Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$123,336 (-6.05%) Land $49,050 Building $74,286	$123,336 (-6.05%) Land $49,050 Building $74,286
2025	$1,659.00 (-20.51%) Homeowner's exemption	$131,281 Land $49,050 Building $82,231	$131,281 Land $49,050 Building $82,231
2024	$2,087.00 (-24.93%)
2023	$2,780.00 (+17.6%)	$118,204 (+8.23%) Land $35,100 Building $83,104	$118,204 (+8.23%) Land $35,100 Building $83,104
2022	$2,364.00 (+5.16%)	$109,213 Land $33,525 Building $75,688	$109,213 Land $33,525 Building $75,688
2021	$2,248.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2428 Melba Ave; there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	2 (2018–2025)
Most Recent Claim	Mar 2025 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2428 Melba Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCALLEN PUBLIC UTILITY serves 145,050 people · EPA ID TX1080006
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
TWIN Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile, VTX Communications.

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