2428 Jefferson St, Duluth, MN 55812 Property Records

St. Louis County property record for 2428 Jefferson St, Duluth, MN 55812

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,308 sqft · built 1940
Lot Size	0.258 acres (11,250 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Aug 2018)
Tax Bill	$3,440 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`010-2100-00065`

Property Details

APN / Parcel Number

Primary APN	`010-2100-00065`
Alternative APN	`1105400`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,308 sqft Gross Area
1st Floor Area	892 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	11,250 sqft (0.258 acres)
Garage Area	288 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	20 sqft
Storage Building	72 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1105400
Street Address	2428 JEFFERSON ST
City	DULUTH
State	MN
Zip	55812-2213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELY 1/2 OF LOT 6 AND ALL OF LOT 7 SERIAL #
Legal Subdivision	HARRISONS DIVISION OF DULUTH
Legal Block	46
Legal Lot Number	6-7
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1030
Census Tract	1100

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2428 JEFFERSON ST, DULUTH, MN 55812-2213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage US BANK NA
Aug 24, 2018	Warranty Deed, Transfer · Line of Credit US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2018 · Amount on Record
Deed Sale	Aug 24, 2018 · Amount on Record
Prior Sale	Nov 9, 2015 · Amount on Record
Deed Document Number	20181001909
Last Transfer Date	Feb 24, 2021
Transfer Doc	0001037414
Record Updated	Sep 20, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Mar 4, 2021
Property Address	2428 JEFFERSON ST, DULUTH, MN 55812-2213
Document Number	0001037414
Instrument Date	Feb 24, 2021
Instrument	1037414
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2428 JEFFERSON ST, DULUTH, MN 55812-2213

Mortgage

Document Number	0001037415
Date	Mar 4, 2021
Instrument	1037415

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 24, 2018
Property Address	2428 JEFFERSON ST, DULUTH, MN 55812-2213
Document Number	00T1001909
Instrument Date	Aug 23, 2018
Instrument	T1001909
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,238.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2428 JEFFERSON ST DULUTH MN 558122213, DULUTH, MN 55812-2213

Mortgage

Document Number	A1001911
Date	Aug 24, 2018
Instrument	A1001911

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2048

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	A1001910,
Date	Aug 24, 2018
Instrument	A1001910

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2048

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,440.00 (+4.05%) Homeowner's exemption
2025	$3,306.00 (-2.82%) Homeowner's exemption	$274,700 (+5.29%) Land $96,700 Building $178,000	$274,700 (+5.29%) Land $96,700 Building $178,000
2024	$3,402.00	$260,900 (+17.05%) Land $56,300 Building $204,600	$260,900 (+17.05%) Land $56,300 Building $204,600
2022		$222,900 Land $49,400 Building $173,500	$222,900 Land $49,400 Building $173,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	May 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile, Verizon.

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