2428 Ferguson Rd, Cincinnati, OH 45238 Property Records

Hamilton County property record for 2428 Ferguson Rd, Cincinnati, OH 45238

Property Summary

Property Type	Apartments (5+ Units)
Details	3,102 sqft · built 1946
Lot Size	0.173 acres (7,579 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Mar 2022)
Tax Bill	$6,478 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`248-0001-0272-00`

Property Details

APN / Parcel Number

Primary APN	`248-0001-0272-00`

Interior

Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,102 sqft

Exterior

Year Built	Built 1946
Lot Area	7,579 sqft (0.173 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Location & Zoning

Street Address	2428 FERGUSON RD
City	CINCINNATI
State	OH
Zip	45238-3526
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	FERGUSON RD 50 X 150 PT LOT D J L VATTIERS EST
Legal Subdivision	J L VATTIERS ESTATE
Legal Lot Number	D J
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1000
Census Tract	10004

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2428 FERGUSON RD, CINCINNATI, OH 45238-3526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP
Sep 28, 2020	Warranty Deed, Transfer · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2022 · Amount on Record
Deed Sale	Mar 9, 2022 · Amount on Record
Prior Sale	Sep 28, 2020 · Amount on Record
Deed Document Number	0000025625
Deed Book / Page	14620 / 2922
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 9, 2022
Property Address	2428 FERGUSON RD, CINCINNATI, OH 45238-3526
Document Number	0000025625
Book / Page	14620 / 2922
Map Reference	MB 1 PG 197
Instrument Date	Feb 16, 2022
Instrument	2022-0025625
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	ABSOLUTE TITLE, ABSOLUTE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$675.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2428 FERGUSON RD, CINCINNATI, OH 45238-3526

Mortgage

Document Number	0000025626
Date	Mar 9, 2022
Instrument	2022-0025626

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 28, 2020
Property Address	2428 FERGUSON RD, CINCINNATI, OH 45238-3526
Document Number	0000099609
Book / Page	014262 / 003493
Instrument Date	Sep 22, 2020
Instrument	99609
Transaction Type	Transfer
Record Updated	Nov 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$680.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2428 FERGUSON RD CINCINNATI OH 452383526, CINCINNATI, OH 45238-3526

Mortgage

Document Number	99610
Date	Sep 28, 2020
Book Page	014262/003495
Instrument	99610

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,478.00 (+1.6%)	$78,750 (-) Land $10,780 Building $67,970
2024	$6,376.00 (-0.39%)	$78,750 (-) Land $10,780 Building $67,970
2023	$6,401.00 (+59.83%)	$78,750 (+78.8%) Land $10,780 Building $67,970	$225,000 (+78.8%) Land $30,800 Building $194,200
2022	$4,005.00	$44,044 Land $10,388 Building $33,656
2020			$125,840 Land $29,680 Building $96,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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