2428 E Desert Willow Dr, Phoenix, AZ 85048 Property Records

Maricopa County property record for 2428 E Desert Willow Dr, Phoenix, AZ 85048

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 3,318 sqft · built 1990
Lot Size0.272 acres (11,827 sqft)
Owner2 Company Names on Record
Last Sale$735,000 (Jun 2017)
Tax Bill$6,791 (2025)
Deeds & MortgagesAug 2021 Mortgage
Apr 2021 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN301-76-431

Property Details

APN / Parcel Number

Primary APN301-76-431
Alternative APN
  • 301764317

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area3,318 sqft Living Area
Gross Area3,498 sqft
1st Floor Area1,890 sqft
2nd Floor Area1,428 sqft

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialCombination
Construction TypeFrame
Roof MaterialConcrete
Lot Area11,827 sqft (0.272 acres)
View / LotCommercial/Industrial
Parking Spaces2 Parking Spaces
Pool Area550 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C

Location & Zoning

Street Address2428 E DESERT WILLOW DR
CityPHOENIX
StateAZ
Zip85048-9006
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal DescriptionDIAMOND RIDGE 2 MCR 320-31
Legal Range3E
Legal Township1S
Legal Section26
Legal SubdivisionDIAMOND RIDGE 2
Legal Lot Number329
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group2
Census Block2000
Census Tract116729

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address2428 E DESERT WILLOW DR, PHOENIX, AZ 85048-9006
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
BBVA USA
Apr 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
BBVA USA
Jun 13, 2017Warranty Deed, Transfer · ARM
COMPASS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 13, 2017 · Amount on Record
Deed SaleJun 13, 2017 · Amount on Record
Prior SaleJul 13, 2012 · Amount on Record
Deed Document Number2017429669
Last Transfer DateJul 31, 2024
Transfer Doc0000410507
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2428 E DESERT WILLOW DR, PHOENIX, AZ 85048-9006
Transaction TypeMortgage
Record UpdatedAug 11, 2021
Title CompanySECURITY TITLE COMPANY, SECURITY TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2428 E DESERT WILLOW DR, PHOENIX, AZ 85048-9006

Mortgage

Document Number0000838625
DateAug 3, 2021
Instrument20210838625
Lender
NameBBVA USA
TypeBank
AddressBIRMINGHAM, AL 35233
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueMay 1, 2051

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2428 E DESERT WILLOW DR, PHOENIX, AZ 85048-9006
Transaction TypeMortgage
Record UpdatedMay 6, 2021
Title CompanySECURITY TITLE COMPANY, SECURITY TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2428 E DESERT WILLOW DR, PHOENIX, AZ 85048-9006

Mortgage

Document Number0000454867
DateApr 23, 2021
Instrument20210454867
Lender
NameBBVA USA
TypeBank
AddressBIRMINGHAM, AL 35233
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateJun 13, 2017
Property Address2428 E DESERT WILLOW DR, PHOENIX, AZ 85048-9006
Document Number0000429669
Map ReferenceMB 320 PG 31
Instrument DateMay 31, 2017
Instrument2017-0429669
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyEMPIRE WEST TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2428 E DESERT WILLOW DR, 2428, PHOENIX, AZ 85048-9006

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2428 E DESERT WILLOW DR, PHOENIX, AZ 85048-9006

Mortgage

Document Number0000429670
DateJun 13, 2017
Instrument2017-0429670
Lender
NameCOMPASS BANK
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJul 1, 2047
Interest
Rate TypeAdjustable Rate
Rate4%
Type Change DateJul 1, 2024
Change FrequencyAnnually
Min Rate At Change2%
Max Rate At Change9%
Index1-Year LIBOR
Margin2
Max Rate9%

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Elementary School DistrictKyrene Elementary District (PK - 08)
Secondary School DistrictTempe Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$88,230 (+25.62%)$882,300 (+16.6%) Land $176,400 Building $705,900
2025$6,791.00 (+5.35%)$70,233 (-15.97%)$756,700 (-9.46%) Land $151,300 Building $605,400
2024$83,580$835,800 Land $167,100 Building $668,700
2023$6,446.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · above 44% of Arizona
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people · EPA ID AZ0407025
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber
2,000 / 35
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
AirFiber WISP
Fixed Wireless
100 / 25
T-Mobile
Fixed Wireless
100 / 20

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