Arenac County property record for 2428 E Bay Ridge Dr, Au Gres, MI 48703 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,009 (2025) |
| Deeds & Mortgages | Jul 2017 Refinance Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-2-A70-000-065-00 |
| Primary APN | 003-2-A70-000-065-00 |
|---|
| Lot Area | 17,424 sqft (0.4 acres) |
|---|---|
| Lot Dimensions | 218 ft deep x 80 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 2428 E BAY RIDGE DR |
|---|---|
| City | AU GRES |
| State | MI |
| Zip | 48703-9484 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T19N R6E SEC 35 LT 65 AUGRES BOAT CLUB SUB |
| Legal Range | 06E |
| Legal Township | 19N |
| Legal Section | 35 |
| Legal Subdivision | AUGRES BOAT CLUB SUB |
| Legal Lot Number | 65 |
| Jurisdiction | ARENAC MI |
| Township / Civil Division | AU GRES |
| Census Block Group | 1 |
| Census Block | 1069 |
| Census Tract | 970400 |
Source: Arenac County records · APN 003-2-A70-000-065-00
Assessment roll updated May 19, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2428 E BAY RIDGE DR, AU GRES, MI 48703-9484 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 05, 2017 | Deed of Trust, Mortgage · Stand-Alone Refinance WILDFIRE CREDIT UNION |
| Jul 05, 2017 | Deed of Trust, Mortgage WILDFIRE CREDIT UNION |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ARENAC MI |
| Property Address | 2428 E BAY RIDGE DR, AU GRES, MI 48703-9484 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3/4 |
|---|---|
| Date | Jul 05, 2017 |
| Book Page | 3/4 |
| Instrument | 201702339 |
| Name | WILDFIRE CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 157 Months |
| Due | Aug 01, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ARENAC MI |
| Property Address | 2428 E BAY RIDGE DR, AU GRES, MI 48703-9484 |
| Transaction Type | Mortgage |
| Record Updated | Nov 08, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000000003/0000000004 |
|---|---|
| Date | Jul 05, 2017 |
| Book Page | 0000000003/0000000004 |
| Instrument | 201702339 |
| Name | WILDFIRE CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 162 Months |
| Due | Jan 01, 2031 |
Source: Arenac County records · Assessment roll updated May 19, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Arenac County |
| County Subdivision | Au Gres Township |
| Unified School District | Au Gres-Sims School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $132,000 | $264,000 | |
| 2025 | $2,009.00 |
Source: FEMA National Flood Hazard Layer, Arenac County (26011C), updated June 15, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260119704001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 12 individual NFIP policies nearby |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 6 (1986–2020) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | May 2020, river or lake flooding, Severe Storms And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 45 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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