2428 E 23rd St, Oakland, CA 94601 Property Records

Alameda County property record for 2428 E 23rd St, Oakland, CA 94601

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,882 sqft · built 1898
Lot Size	0.093 acres (4,060 sqft)
Owner	Individual on Record
Last Sale	$210,000 (Dec 2012)
Tax Bill	$5,321 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Nov 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-760-20`

Property Details

APN / Parcel Number

Primary APN	`26-760-20`
Alternative APN	`026-0760-020-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,882 sqft Living Area

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1921
Architectural Style	Other
Construction Type	Wood
Lot Area	4,060 sqft (0.093 acres)

Location & Zoning

Street Address	2428 E 23RD ST
City	OAKLAND
State	CA
Zip	94601-1236
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK:C SUBD:LATHAM TERRACE
Legal Subdivision	LATHAM TERRACE
Legal Block	C
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	4
Census Block	4009
Census Tract	406300

Owner

Source: Alameda County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	2428 E 23RD ST, OAKLAND, CA 94601-1236
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 29, 2021	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Dec 27, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2012 · Amount on Record
Deed Sale	Dec 21, 2012 · Amount on Record
Prior Sale	Dec 21, 2012 · Amount on Record
Deed Document Number	0000426484
Last Transfer Date	Dec 27, 2017
Transfer Doc	0000284613
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2428 E 23RD ST, OAKLAND, CA 94601-1236
Transaction Type	Mortgage
Record Updated	Mar 9, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2428 E 23RD ST, OAKLAND, CA 94601-1236

Mortgage

Document Number	0000039491
Date	Feb 22, 2022
Instrument	2022039491

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2042

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2428 E 23RD ST, OAKLAND, CA 94601-1236
Transaction Type	Mortgage
Record Updated	Dec 24, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2428 E 23RD ST, OAKLAND, CA 94601-1236

Mortgage

Document Number	0000381478
Date	Nov 29, 2021
Instrument	2021381478

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Dec 27, 2017
Property Address	2428 E 23RD ST, OAKLAND, CA 94601-1236
Document Number	0000284613
Instrument Date	Dec 27, 2017
Instrument	284613
Transaction Type	Transfer
Record Updated	Jan 17, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2428 E 23RD ST OAKLAND CA 946011236, OAKLAND, CA 94601-1236

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,321.00 (+0.87%) Homeowner's exemption	$267,208 (+4.04%) Land $77,576 Building $189,632
2023	$5,275.00 Homeowner's exemption	$256,833 Land $74,564 Building $182,269

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile, Verizon.

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