2428 Cedar St, Quincy, IL 62301 Property Records

Adams County property record for 2428 Cedar St, Quincy, IL 62301

Property Summary

Property Type	Single Family Home
Lot Size	0.19 acres (8,400 sqft)
Owner	Individual Name on File
Last Sale	$106,000 (May 2020)
Tax Bill	$2,217 (2024)
Deeds & Mortgages	May 2026 Mortgage May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`236036300000`

Property Details

APN / Parcel Number

Primary APN	`236036300000`

Exterior

Lot Area	8,400 sqft (0.19 acres)
Lot Dimensions	105 ft deep x 80 ft wide

Location & Zoning

Street Address	2428 CEDAR ST
City	QUINCY
State	IL
Zip	62301-3416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 BLK 8 WALTON HEIGHTS N 105FT LOTS 16 & 17
Legal Range	8W
Legal Township	1S
Legal Section	31
Legal Subdivision	WALTON HEIGHTS
Legal Block	8
Legal Lot Number	17,16
Jurisdiction	ADAMS IL
Township / Civil Division	QUINCY
Census Block Group	3
Census Block	3012
Census Tract	100

Owner

2428 Cedar St is owned and occupied by an individual who bought it in May 2020.

Source: Adams County records, as of May 26, 2026

Owner of Record	Individual Name on File
Mailing Address	2428 CEDAR ST, QUINCY, IL 62301-3416
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
May 11, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK
Nov 30, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST BANKERS TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2020 · Amount on File
Deed Sale	May 11, 2020 · Amount on File
Prior Sale	Nov 30, 2018 · Amount on File
Deed Document Number	20203504
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IL
Recording Date	May 12, 2026
Property Address	2428 CEDAR ST, QUINCY, IL 62301-3416
Document Number	0000002782
Instrument Date	May 6, 2026
Instrument	20262782
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2428 CEDAR ST, QUINCY, IL 62301-3416

Mortgage

Document Number	0000002782,
Date	May 12, 2026
Instrument	20262782

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IL
Recording Date	May 11, 2020
Property Address	2428 CEDAR ST, QUINCY, IL 62301-3416
Document Number	2020R03504
Instrument Date	May 6, 2020
Instrument	2020R-03504
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$159.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2428 CEDAR ST, QUINCY, IL 62301-3416

Mortgage

Document Number	2020R03505
Date	May 11, 2020
Instrument	2020R-03505

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	3%

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IL
Recording Date	Nov 30, 2018
Property Address	2428 CEDAR ST, QUINCY, IL 62301-3416
Document Number	2018R09325
Instrument Date	Nov 20, 2018
Instrument	2018R-09325
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$102.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2428 CEDAR ST, QUINCY, IL 62301-3416

Mortgage

Document Number	2018R09326
Date	Nov 30, 2018
Instrument	2018R-09326

Lender

Name	FIRST BANKERS TRUST CO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Adams County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Adams County
County Subdivision	Quincy Township
Municipality	Quincy City
Unified School District	Quincy School District 172 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$42,410 Land $2,520 Building $39,890	$127,230 Land $7,560 Building $119,670
2024	$2,217.00
2022		$34,660 Land $2,060 Building $32,600	$103,980 Land $6,180 Building $97,800
2021	$2,021.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2428 Cedar St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2428 Cedar St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	QUINCY serves 42,000 people · EPA ID IL0010650
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Adams Telsystems Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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