Escambia County property record for 2428 Cavalla Loop, Pensacola, FL 32526
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,337 sqft · built 1977 |
| Lot Size | 0.226 acres (9,888 sqft) |
| Owner | Individual Name on File |
| Last Sale | $208,000 (Jun 2019) |
| Tax Bill | $1,596 (2024) |
| Deeds & Mortgages | Jul 2020 Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-1S-30-1000-031-002 |
| Primary APN | 43-1S-30-1000-031-002 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,337 sqft Adjusted Area |
| 1st Floor Area | 1,897 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 9,888 sqft (0.226 acres) |
| Garage Type | Finished |
| Garage Area | 651 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 104 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 41334554 |
|---|---|
| Old Parcel Number | 041334554 |
| Street Address | 2428 CAVALLA LOOP |
| City | PENSACOLA |
| State | FL |
| Zip | 32526-1542 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDR |
| Legal Description | LT 31 BLK B SOUTH GULF MANOR UNIT 1 PB 10 P 4 OR 8116 P 1412 |
| Legal Range | 30W |
| Legal Township | 01S |
| Legal Section | 43 |
| Legal Subdivision | SOUTH GULF MANOR UNIT #1 |
| Legal Block | B |
| Legal Lot Number | 31 |
| Legal Unit | 1 |
| Jurisdiction | ESCAMBIA FL |
| Township / Civil Division | PENSACOLA |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 3310 |
2428 Cavalla Loop is owned and occupied by an individual who bought it in June 2019.
Source: Escambia County records, as of December 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2428 CAVALLA LOOP, PENSACOLA, FL 32526-1542 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 7, 2020 | Deed of Trust, Mortgage QUICKEN LNS |
| Jun 21, 2019 | Warranty Deed, Transfer · Conventional with PMI USAA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 21, 2019 · Amount on File |
| Deed Sale | Jun 21, 2019 · Amount on File |
| Deed Document Number | 2019054449 |
| Deed Book / Page | 8116 / 1412 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Property Address | 2428 CAVALLA LOOP, PENSACOLA, FL 32526-1542 |
| Document Number | 0083291889 |
| Instrument Date | Jul 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2428 CAVALLA LOOP PENSACOLA FL 325261542, PENSACOLA, FL 32526-1542 |
| Document Number | 0083291889 |
|---|---|
| Date | Jul 13, 2020 |
| Book Page | 008329/001889 |
| Instrument | 56360 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jul 12, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Jun 21, 2019 |
| Property Address | 2428 CAVALLA LOOP, PENSACOLA, FL 32526-1542 |
| Document Number | 0081161412 |
| Book / Page | 008116 / 001412 |
| Instrument Date | Jun 10, 2019 |
| Instrument | 54449 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2019 |
| Title Company | SURETY LAND TITLE/FL LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,456.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2428 CAVALLA LOOP PENSACOLA FL 325261542, PENSACOLA, FL 32526-1542 |
| Document Number | 81161413 |
|---|---|
| Date | Jun 21, 2019 |
| Book Page | 008116/001413 |
| Instrument | 54450 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 20, 2049 |
Source: Escambia County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Escambia County |
| Unified School District | Escambia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $156,276 | $247,735 Land $45,000 Building $202,735 | |
| 2024 | $1,596.00 (+1.27%) | ||
| 2023 | $1,576.00 (+2.67%) Homeowner's exemption | $147,449 (+3%) | $225,943 (+12.76%) Land $35,000 Building $190,943 |
| 2022 | $1,535.00 Homeowner's exemption | $143,155 | $200,378 Land $30,000 Building $170,378 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2428 Cavalla Loop in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 39 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 3 (2014–2020) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2428 Cavalla Loop is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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