2428 Bridgewater Ln, Sarasota, FL 34231 Property Records

Sarasota County property record for 2428 Bridgewater Ln, Sarasota, FL 34231

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,464 sqft · built 1967
Lot Size	0.189 acres (8,250 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Apr 2016)
Tax Bill	$2,161 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
APN	`0111-03-0029`

Property Details

APN / Parcel Number

Primary APN	`0111-03-0029`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,464 sqft Living Area
1st Floor Area	1,464 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1967
Effective Year Built	Effective 2002
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Metal
Lot Area	8,250 sqft (0.189 acres)
Garage Type	Attached
Garage Area	325 sqft
Porch	Open Porch
Porch Area	566 sqft
Utility Building	104 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2428 BRIDGEWATER LN
City	SARASOTA
State	FL
Zip	34231-5512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3
Legal Description	LOT 4 BLK 41 GULF GATE UNIT 8
Legal Range	18E
Legal Township	37S
Legal Section	21
Legal Subdivision	GULF GATE UNIT 08
Legal Tract	1681
Legal Block	41
Legal Lot Number	4
Legal Unit	8
Jurisdiction	SARASOTA FL
Township / Civil Division	SARASOTA
Census Block Group	2
Census Block	2003
Census Tract	2004

Owner

2428 Bridgewater Ln is owned and occupied by an individual who bought it in April 2016.

Source: Sarasota County records, as of January 12, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2428 BRIDGEWATER LN, SARASOTA, FL 34231-5512
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2016 · Amount on File
Deed Sale	Apr 7, 2016 · Amount on File
Prior Sale	Dec 18, 2013 · Amount on File
Deed Document Number	2016041850
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARASOTA FL
Property Address	2428 BRIDGEWATER LN, SARASOTA, FL 34231-5512
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	FIRST INTERNATIONAL TTL INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000087853
Date	Jul 6, 2020
Instrument	2020087853

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2428 Bridgewater Ln was $2,161 with a homeowner's exemption.

Source: Sarasota County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sarasota County
Unified School District	Sarasota County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,161.00 Homeowner's exemption	$223,305	$324,100 Land $109,400 Building $214,700
2023	$2,611.00 (+4.23%) Homeowner's exemption	$210,691 (+3%)	$337,500 (+12.54%) Land $145,900 Building $191,600
2022	$2,505.00 Homeowner's exemption	$204,554	$299,900 Land $136,000 Building $163,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 2428 Bridgewater Ln; there have been 12 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Outside mapped area
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on File median of 76 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	12 (1988–2014)
Claims Outside the SFHA	12 of 12
Most Recent Claim	Aug 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2428 Bridgewater Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SARASOTA CO SPECIAL UTIL DIST serves 272,267 people · EPA ID FL6581591
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20