Carroll County property record for 2428 Benson Rd, Westminster, MD 21158
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 962 sqft · built 1973 |
| Lot Size | 1.12 acres (48,787 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $122,000 (Aug 1999) |
| Tax Bill | $2,683 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-010275 |
| Primary APN | 02-010275 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 962 sqft Total Area |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 48,787 sqft (1.12 acres) |
| Garage Type | Detached |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Deck Area | 144 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 010275 |
|---|---|
| Street Address | 2428 BENSON RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21158-2608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT 1A - 1.12 ACS 2428 BENSON RD 29-74 LITTLE ACRES AMND |
| Legal Subdivision | LITTLE ACRES |
| Legal Lot Number | 1A |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 2, UNIONTOWN |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 502000 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2428 BENSON RD, WESTMINSTER, MD 21158-2608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 3, 1999 · Amount on Record |
| Deed Sale | Aug 3, 1999 · Amount on Record |
| Prior Sale | Dec 26, 1989 · Amount on Record |
| Deed Document Number | 1999413 |
| Deed Book / Page | 2238 / 883 |
| Transfer Doc | 0042000112 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jul 23, 2026 |
| Property Address | 2428 BENSON RD, WESTMINSTER, MD 21158-2608 |
| Document Number | 1181000403 |
| Book / Page | 11817 / 403 |
| Instrument Date | Jul 11, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2428 BENSON RD, WESTMINSTER, MD 21158-2608 |
| Document Number | 1181000403, |
|---|---|
| Date | Jul 23, 2026 |
| Book Page | 11817/403 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 2428 BENSON RD, WESTMINSTER, MD 21158-2608 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0102100400 |
|---|---|
| Date | Apr 13, 2021 |
| Book Page | 10210/400 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 255 Months |
| Due | Jul 1, 2042 |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,683.00 (+5.22%) Homeowner's exemption | $257,200 (+7.99%) Land $126,200 Building $131,000 | $257,200 (-) Land $126,200 Building $131,000 |
| 2025 | $2,550.00 (+12.78%) Homeowner's exemption | $238,167 (+19.02%) | $257,200 (+28.54%) Land $126,200 Building $131,000 |
| 2023 | $2,261.00 Homeowner's exemption | $200,100 Land $126,200 Building $73,900 | $200,100 Land $126,200 Building $73,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2003) |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Quantum Internet & Telephone.
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