2428 20th St, Unit A, Boulder, CO 80304 Property Records

Boulder County property record for 2428 20th St, Unit A, Boulder, CO 80304

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,369 sqft · built 1930
Lot Size	0.119 acres (5,192 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,600,000 (Jun 2023)
Tax Bill	$8,502 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1463-30-5-22-001`

Property Details

APN / Parcel Number

Primary APN	`1463-30-5-22-001`
Alternative APNs	`R0005224` `0005224`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,369 sqft Living Area
Gross Area	1,435 sqft
1st Floor Area	946 sqft
Upper Floors Area	423 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Lot Area	5,192 sqft (0.119 acres)
Garage Type	Detached
Garage Area	444 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	222 sqft
Deck Area	69 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0005224
Street Address	2428 20TH ST, B
City	BOULDER
State	CO
Zip	80304-3610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 SUNLITE SUB
Legal Range	70
Legal Township	1N
Legal Section	30
Legal Subdivision	SUNLITE SUBDIVISION - BO
Legal Block	2
Legal Lot Number	1
Jurisdiction	BOULDER CO
Township / Civil Division	BOULDER
Census Block Group	2
Census Block	2014
Census Tract	12107

Owner

Source: Boulder County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2428 20TH ST, BOULDER, CO 80304-3609
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2023	Special Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Oct 8, 2019	Deed of Trust, Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2023 · Amount on Record
Deed Sale	Jun 20, 2023 · Amount on Record
Prior Sale	Apr 3, 2014 · Amount on Record
Deed Document Number	20234011439
Prior Transfer Date	Dec 10, 2015
Prior Transfer Doc	0003493080
Record Updated	Sep 20, 2026

June 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BOULDER CO
Recording Date	Jun 20, 2023
Property Address	2428 20TH ST UNIT A, A, BOULDER, CO 80304-3610
Document Number	0004011439
Instrument Date	Jun 16, 2023
Instrument	4011439
Transaction Type	Transfer
Record Updated	Jul 14, 2023
Title Company	FIRST ALLIANCE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2428 20TH ST, BOULDER, CO 80304-3609

Mortgage

Document Number	0004011440
Date	Jun 20, 2023
Instrument	4011440

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.8%
Index	6-Month LIBOR
Margin	3
Max Rate	10.8%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	2428 20TH ST UNIT A, A, BOULDER, CO 80304-3610
Document Number	0003742616
Instrument Date	Oct 8, 2019
Transaction Type	Mortgage
Record Updated	Oct 25, 2019
Title Company	LAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2428 20TH ST BOULDER CO 803043609, BOULDER, CO 80304-3609

Mortgage

Document Number	0003742616
Date	Oct 16, 2019
Instrument	3742616

Lender

Name	FIRSTBANK
Type	Bank
Address	LAKEWOOD, CO 80215

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Boulder County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Municipality	Boulder City
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$97,016 (+8.8%) Land $57,657 Building $39,359	$1,426,700 (-) Land $847,900 Building $578,800
2025	$8,502.00 (+5.55%)	$89,169 (-8.04%) Land $52,994 Building $36,175	$1,426,700 (-1.42%) Land $847,900 Building $578,800
2023	$8,055.00 (+16.67%)	$96,962 (+30.41%) Land $55,784 Building $41,178	$1,447,200 (+35.28%) Land $832,600 Building $614,600
2022	$6,904.00	$74,351 Land $43,764 Building $30,587	$1,069,800 Land $629,700 Building $440,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	5 (2013)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BOULDER serves 166,080 people · EPA ID CO0107152
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ayva Networks Fixed Wireless	2,500 / 2,500
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
LiveWireNet Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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