2427 Stone St, Port Huron, MI 48060 Property Records

St. Clair County property record for 2427 Stone St, Port Huron, MI 48060

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,650 sqft · built 1860
Lot Size	0.143 acres (6,229 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Aug 2023)
Tax Bill	$3,405 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-06-124-0018-000`

Property Details

APN / Parcel Number

Primary APN	`74-06-124-0018-000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,650 sqft Living Area
1st Floor Area	1,320 sqft
Basement Area	1,320 sqft

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Lot Area	6,229 sqft (0.143 acres)
Lot Dimensions	144 ft deep x 43 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2427 STONE ST
City	PORT HURON
State	MI
Zip	48060-2838
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 12 ASSESSOR'S HILL PLAT BEING A SUBDIVISION OF LOT 3, MCNEIL TRACT
Legal Subdivision	A SUBDIVISION
Legal Lot Number	3,12
Legal Unit	12,3
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	PORT HURON
Census Block Group	3
Census Block	3016
Census Tract	628000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2427 STONE ST, PORT HURON, MI 48060-2838
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2023	Warranty Deed, Transfer · VA Mortgage THE HUNTINGTON NATIONAL BANK
Jan 4, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2023 · Amount on Record
Deed Sale	Aug 24, 2023 · Amount on Record
Prior Sale	Jan 4, 2023 · Amount on Record
Deed Document Number	202314984
Deed Book / Page	5648 / 348
Prior Transfer Date	Feb 2, 2016
Prior Transfer Doc	004679/951
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 24, 2023
Property Address	2427 STONE ST, PORT HURON, MI 48060-2838
Document Number	0005648348
Book / Page	5648 / 348
Map Reference	LB 28 PG 7
Instrument Date	Jul 31, 2023
Instrument	2023014984
Transaction Type	Transfer
Record Updated	Sep 8, 2023
Title Company	JBN TITLE, JB TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2427 STONE ST, PORT HURON, MI 48060-2838

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2427 STONE ST, PORT HURON, MI 48060-2838

Mortgage

Document Number	0005643920
Date	Aug 4, 2023
Book Page	5643/920
Instrument	2023013856

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 4, 2023
Property Address	2427 STONE ST, PORT HURON, MI 48060-2838
Document Number	0005589707
Book / Page	5589 / 707
Instrument Date	Oct 13, 2022
Instrument	2023000189
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	AMROCK INC, AMROCK LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$431.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2549 RIVERWOOD DR, PORT HURON, MI 48060-2694

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2427 STONE ST, PORT HURON, MI 48060-2838

Mortgage

Document Number	2023000190
Date	Jan 4, 2023
Instrument	2023000190

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Port Huron City
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$81,900 (+7.2%)	$163,800 (+7.2%)
2025	$3,405.00 (+2.62%) Homeowner's exemption	$76,400 (+32.41%)
2024	$3,318.00 (+122.83%)		$152,800 (+32.41%)
2023		$57,700
2022	$1,489.00		$115,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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