2427 N Luce Ave, White Cloud, MI 49349 Property Records

Newaygo County property record for 2427 N Luce Ave, White Cloud, MI 49349

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,401 sqft
Lot Size	40 acres (1,742,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$217,500 (Feb 2018)
Tax Bill	$5,511 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Feb 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`09-13-400-004`

Property Details

APN / Parcel Number

Primary APN	`09-13-400-004`

Interior

Full Baths	1 Bath
Building Area	1,401 sqft Living Area
1st Floor Area	1,401 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Architectural Style	Rustic
Lot Area	1,742,400 sqft (40 acres)
Garage Area	828 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2427 N LUCE AVE
City	WHITE CLOUD
State	MI
Zip	49349-9438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LOCAL ZONE
Legal Description	SE1/4 SE1/4 SEC. 13 T14N R14W 40 A
Legal Range	14W
Legal Township	14N
Legal Section	13
Jurisdiction	NEWAYGO MI
Township / Civil Division	DENVER
Census Block Group	1
Census Block	1054
Census Tract	970300

Owner

Source: Newaygo County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	170 W DESOTO ST, CLERMONT, FL 34711-2343
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2018	Deed of Trust, Mortgage CHOICEONE BANK
Feb 5, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2018 · Amount on Record
Deed Sale	Feb 5, 2018 · Amount on Record
Prior Sale	Apr 16, 1999 · Amount on Record
Deed Book / Page	468 / 7543
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWAYGO MI
Property Address	2427 N LUCE AVE, WHITE CLOUD, MI 49349-9438
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000468/0000007545
Date	Feb 5, 2018
Book Page	0000000468/0000007545

Lender

Name	CHOICEONE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2048

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWAYGO MI
Recording Date	Feb 5, 2018
Property Address	2427 N LUCE AVE, WHITE CLOUD, MI 49349-9438
Document Number	00468/7543
Book / Page	468 / 7543
Instrument Date	Jan 25, 2018
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 W DESOTO ST, CLERMONT, FL 34711-2343

Tax Assessment & Valuation

Source: Newaygo County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Newaygo County
County Subdivision	Denver Township
Unified School District	Hesperia Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$194,000 (+45.65%)	$388,000 (+45.65%)
2025	$5,511.00 (+12.01%)
2023		$133,200	$266,400
2022	$4,920.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 87% of Michigan
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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